<div dir="ltr"><b>Please join us today to learn more about the benefits of joining one of our credit unions. </b><br><br><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr"><br></div><div dir="ltr"><div class="gmail_quote"><div dir="ltr"><div dir="ltr" align="left" style="margin-left:0pt"><table style="border:none;border-collapse:collapse"><colgroup><col width="80"><col width="679"></colgroup><tbody><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:183px;height:70px"><img src="cid:ii_mexbmrxq0" alt="A blue text on a black background

AI-generated content may be incorrect." width="183" height="70"></span></span></p><br></td></tr><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><b><font face="arial, sans-serif">September 3, 2025</font></b></span></p><font face="arial, sans-serif"><br></font></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">To: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">Department Benefits Representatives (DBRs)</font></span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">From: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">Central HR Benefits Office</font></span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">Re: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif"><b>SchoolsFirst and Altura Credit Union Plan Benefits Overview</b></font></span></p></td></tr><tr style="height:19.75pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">___________________________________________________________________________________</font></span></p><font face="arial, sans-serif"><br></font></td></tr><tr style="height:0pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><font face="arial, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">DBRs, please share this information via your internal listserv.  Do not reply to this email.  Please send a separate email with questions to </span><a href="mailto:benefits@ucr.edu" style="text-decoration-line:none" target="_blank"><span style="font-size:12pt;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">benefits@ucr.edu</span></a><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">.</span></font></p><font face="arial, sans-serif"><br></font><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><font face="arial, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:332px;height:186px"><img src="cid:ii_mexbmrxs1" alt="Altura Credit Union" width="332" height="186" style="outline:0px"></span></span><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">  </span><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:298px;height:183px"><img src="cid:ii_mexbmrxv2" alt="SchoolsFirst FCU - California Credit ..." width="298" height="183"></span></span></font></p><font face="arial, sans-serif"><br><br></font><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">Please join us to learn more about the benefits of <a href="https://documents.ucr.edu/HR-Benefits/benefits-creditunion-flyer.pdf" target="_blank">Credit Union membership</a> and their focus on serving the financial needs of school employees and their families.  Credit Unions provide competitively priced products and expert guidance relating to home and auto loans and various savings options.  </font></span></p><font face="arial, sans-serif"><br></font><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif"><b>SchoolsFirst Federal Credit Union Benefits Overview</b></font></span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><font face="arial, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Wednesday, September 3, 2025, 1:00 p.m.</span><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span><a href="https://ucr.zoom.us/j/9252533750?omn=92410866683" style="text-decoration-line:none" target="_blank"><span style="font-size:12pt;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Join Zoom Meeting</span></a></font></p><font face="arial, sans-serif"><br></font></td></tr><tr style="height:14.4pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><font face="arial, sans-serif"><br></font><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif"><b>Altura Credit Union Benefits Overview</b></font></span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><font face="arial, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Wednesday, September 3, 2025, 1:30 p.m.</span><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span><a href="https://ucr.zoom.us/j/9252533750?omn=92410866683" style="text-decoration-line:none" target="_blank"><span style="font-size:12pt;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Join Zoom Meeting</span></a></font></p><font face="arial, sans-serif"><br></font></td></tr></tbody></table></div><font face="arial, sans-serif"><br></font><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><font face="arial, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">If you have questions, please email </span><a href="mailto:benefits@ucr.edu" style="text-decoration-line:none" target="_blank"><span style="font-size:12pt;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">benefits@ucr.edu</span></a><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">.</span></font></p><img src="cid:ii_mf2wlc3t0" alt="benefits-creditunion-flyer.jpg" width="434" height="562"><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"></p></div><br>
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