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<p class="MsoNormal"><o:p> </o:p></p>
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<span style="font-family:"Arial",sans-serif"><img width="837" height="144" style="width:8.7187in;height:1.5in" id="_x0000_i1025" src="http://img-ak.verticalresponse.com/media/8/d/5/8d5824fd0b/dbaf88bd93/UCPath_Vertical%20response%20650x126%20Email%20Header%202.jpg?__nocache__=1" alt="UCPath_Vertical response 650x126 Email Header 2"></span><o:p></o:p></p>
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<h1 style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#2E75B6">To: </span>
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;font-weight:normal"> UCPath Transactors</span><o:p></o:p></h1>
<h1 style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0"> </span><o:p></o:p></h1>
<h1 style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#2E75B6">UCPath Changes & Enhancements</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;font-weight:normal">: April 17, 2026– April 24, 2026</span><o:p></o:p></h1>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0"> </span><o:p></o:p></p>
<p class="xm-5021142971790832042xmsonormal0" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">UCPath recently implemented the changes listed below<span style="color:black">.
</span></span><o:p></o:p></p>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0"> </span></b><o:p></o:p></p>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0">Cognos Reports</span></b><o:p></o:p></p>
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<tbody>
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<td width="527" style="width:395.6pt;border:solid windowtext 1.0pt;background:#F2F2F2;padding:0in 5.4pt 0in 5.4pt;height:14.6pt">
<p class="xm-5021142971790832042xmsonormal" align="center" style="margin:0in;text-align:center;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Summary</span></b><o:p></o:p></p>
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<p class="xm-5021142971790832042xmsonormal" align="center" style="margin:0in;text-align:center;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Date</span></b><o:p></o:p></p>
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<td width="527" valign="bottom" style="width:395.6pt;border:solid windowtext 1.0pt;border-top:none;padding:0in 5.4pt 0in 5.4pt;height:3.95pt;border-color:currentcolor rgb(217,217,217) rgb(217,217,217)">
<p class="xmsonormal" style="mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Converted the PeopleSoft R-062 AWE Transactions report into Cognos, added new features, and made bug fixes to the PeopleSoft version.</span><o:p></o:p></p>
</td>
<td width="131" style="width:98.35pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:3.95pt;border-color:currentcolor rgb(217,217,217) rgb(217,217,217) currentcolor">
<p class="xmsonormal" align="center" style="text-align:center;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">04/23/26</span><o:p></o:p></p>
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<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></b></p>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0">Benefits</span></b><o:p></o:p></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="96%" style="width:96.8%;border-collapse:collapse">
<tbody>
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<p class="xm-5021142971790832042xmsonormal" align="center" style="margin:0in;text-align:center;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Summary</span></b><o:p></o:p></p>
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<td width="132" style="width:98.65pt;border:solid windowtext 1.0pt;border-left:none;background:#F2F2F2;padding:0in 5.4pt 0in 5.4pt;height:13.15pt;border-color:currentcolor">
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<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Date</span></b><o:p></o:p></p>
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<tr style="height:3.55pt">
<td width="529" valign="bottom" style="width:396.7pt;border:solid windowtext 1.0pt;border-top:none;padding:0in 5.4pt 0in 5.4pt;height:3.55pt;border-color:currentcolor rgb(217,217,217) rgb(217,217,217)">
<p class="xmsonormal" style="mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Masked the Social Security Number (SSN) of the employee's dependent.</span><o:p></o:p></p>
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<p class="xmsonormal" align="center" style="text-align:center;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">04/20/26</span><o:p></o:p></p>
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<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0"> </span></b><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></b></p>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><o:p> </o:p></b></p>
<p class="xm-5021142971790832042xmsonormal" style="margin:0in;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#0070C0">Reminder: </span></b><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">As of April 2026, the process for repaying Fidelity 403(b) loans changed. UC will no longer
deduct loan repayments from employee paychecks. </span></b><o:p></o:p></p>
<p class="xmsonormal" style="mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Employees must make repayments directly to Fidelity through the Automated Clearing House (ACH) service, which withdraws payments from an employee’s personal bank account.</span><o:p></o:p></p>
<p class="xmsonormal" style="mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Employees who currently have an outstanding 403(b) loan will need to take action between April 13 and May 20, 2026, to establish ACH repayments through Fidelity to ensure payments continue without
interruption.</span><o:p></o:p></p>
<p class="xmsonormal" style="mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Resources</span></b><o:p></o:p></p>
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<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Notice provided in advance to impacted employees: <a href="https://fwc.widen.net/s/kjwrrgfhzx/uc-ach-loan-instructions" target="_blank">Upcoming change to your UC 403(b) Plan loan repayment</a></span><o:p></o:p></li><li class="xmsonormal" style="mso-list:l0 level1 lfo3;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Step-by-step instructions for setting up ACH payments are available in Fidelity’s resource: <a href="https://www.myucretirement.com/resources/articles/0026" target="_blank"><i>How 403(b) loans work</i></a></span><o:p></o:p></li><li class="xmsonormal" style="mso-list:l0 level1 lfo3;mso-element:frame;mso-element-frame-hspace:8.55pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<i><span style="font-size:11.0pt;font-family:"Arial",sans-serif">403(b) Loan Fact sheet</span></i><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <a href="https://fwc.widen.net/s/zpftpk99hf/403b_loan_summary" target="_blank">https://fwc.widen.net/s/zpftpk99hf/403b_loan_summary</a> </span><o:p></o:p></li></ul>
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<span style="font-size:11.0pt;font-family:"Arial",sans-serif">For questions about this transition or how to set up ACH loan repayments, employees should contact a Fidelity representative at 1-866-682-7787.</span><o:p></o:p></p>
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