<div dir="ltr"><div class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></div><h1 style="margin:12pt 0in 0in;line-height:105%;break-after:avoid;font-size:16pt;font-family:"Calibri Light",sans-serif;color:rgb(46,116,181);font-weight:normal"><img src="cid:ii_mu5u0vwr0" alt="image.jpeg" width="288" height="52"></h1>

<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"> </p>

<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">September 17,
2026</span></p>

<table class="gmail-MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="642" style="width:481.5pt;border-collapse:collapse">
 <tbody><tr>
  <td width="54" valign="top" style="width:40.5pt;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
  </td>
  <td width="551" valign="top" style="width:413.2pt;padding:0in">
  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Emeriti & Retirees</span></p>
  </td>
  <td style="border-width:medium;border-style:none;border-color:currentcolor;padding:0in" width="37"><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"> </p></td>
 </tr>
 <tr>
  <td width="54" valign="top" style="width:40.5pt;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
  </td>
  <td width="551" valign="top" style="width:413.2pt;padding:0in">
  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
  </td>
  <td style="border-width:medium;border-style:none;border-color:currentcolor;padding:0in" width="37"><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"> </p></td>
 </tr>
 <tr>
  <td width="54" valign="top" style="width:40.5pt;border-width:medium medium 1pt;border-style:none none solid;border-color:currentcolor currentcolor windowtext;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
  </td>
  <td width="551" valign="top" style="width:413.2pt;border-width:medium medium 1pt;border-style:none none solid;border-color:currentcolor currentcolor windowtext;padding:0in">
  <p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Delta Dental Informational Plan Overview</span></b><span style="font-family:Arial,sans-serif"></span></p>
  </td>
  <td style="border-width:medium;border-style:none;border-color:currentcolor;padding:0in" width="37"><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"> </p></td>
 </tr>
 <tr>
  <td width="642" colspan="3" valign="top" style="width:481.5pt;padding:0in 5.4pt">
  <p class="MsoNormal" align="center" style="margin:0in;text-align:center;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><br>
  <br>
  </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Delta
  Dental PPO and HMO dental care plans offer a wide variety of in-network
  providers and services to choose from. Please join us on September 22, 2026
  to learn more about the coverage and ask questions of our Delta Dental
  representative. Please use the information below to attend. No registration
  is required.<br>
  <br>
  </span></p>
  <p class="MsoNormal" align="center" style="margin:0in;text-align:center;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><img src="cid:ii_mu5u0vws1" alt="image.png" width="167" height="75"></span><span style="font-family:Arial,sans-serif"></span></p>
  <p class="MsoNormal" align="center" style="margin:0in;text-align:center;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Tuesday, September 22, 2026<br>
  10:00 – 11:00 AM<br>
  <a href="https://www.google.com/url?q=https://ucr.zoom.us/j/96839572869?pwd%3D9saif9R79oTXQlbWjvuxPDwO5CMwDw.1&sa=D&source=calendar&ust=1788192698350261&usg=AOvVaw2muN-HGo4-W2pCbx4hKQAd" target="_blank" style="color:rgb(5,99,193)">Join the Delta Dental Webinar</a><br>
  <br>
  </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><i><span style="font-family:Arial,sans-serif">Webinars will not be recorded.</span></i></b><span style="font-family:Arial,sans-serif"></span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><br>
  <br>
  <b><span style="color:rgb(31,78,121)"></span></b></span></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif"> </span></b></p>
  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p>
  </td>
 </tr>
 <tr>
  <td width="642" colspan="3" valign="top" style="width:481.5pt;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:6pt 0in 0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p>
  </td>
 </tr>
</tbody></table>

<p class="MsoNormal" style="margin:0in;text-align:justify;line-height:110%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p><br></div>