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<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<h1><span style="font-size:12.0pt;line-height:105%;font-family:"Arial",sans-serif"><img width="240" height="37" id="Picture_x0020_2" src="cid:image001.png@01D81423.5E524350"></span></h1>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">January 28, 2022<o:p></o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="0" style="width:481.5pt;margin-left:-4.5pt;border-collapse:collapse">
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Emeriti & Retirees<o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Benefits Office on Behalf of UC Office of the President (UCOP)<o:p></o:p></span></p>
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<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<td width="54" valign="top" style="width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:5.05pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">Update <a name="_Hlk94170987">At-Home Over-the-Counter COVID-19 Tests</a><o:p></o:p></span></p>
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<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">UCOP received additional information to follow-up on the previously-sent communication on January 19, 2022 which can be viewed at,
<a href="https://hr.ucr.edu/benefits-announcement-news/2022/01/19/home-over-counter-covid-19-tests">
https://hr.ucr.edu/benefits-announcement-news/2022/01/19/home-over-counter-covid-19-tests</a>. We are providing a chart
<b>Health Plan Guidelines - At-Home Over-the-Counter COVID-19 Tests</b> that addresses how each health plan will administer the new requirement and guidance for At-Home Over-the-Counter (OTC) COVID-19 tests that were approved by the Federal and Drug Administration.
The Health Plan Guidelines can be viewed at: <a href="https://hr.ucr.edu/document/health-plan-guideline-home-over-counter-covid-test">
https://hr.ucr.edu/document/health-plan-guideline-home-over-counter-covid-test</a>.<br>
<br>
Effective January 15, 2022, commercial health plans are required to cover eight (8) individual tests per person enrolled in the plan per month. The chart shows how each plan will administer this coverage. Kaiser Permanente will send additional communications
once they have confirmed how they will cover these teststhe chart is highlighted by TBD in the Kaiser Permanente section as placeholders.<br>
<br>
Navitus for Anthem Medicare PPO plans and Kaiser Senior Advantage plan will cover at-home Over-The-Counter COVID-19 tests, however coverage for Medicare plans is not required under the Federal requirement.
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">The requirement provides two paths for coverage:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:110%;mso-list:l11 level1 lfo11">
<![if !supportLists]><span style="font-family:"Arial",sans-serif"><span style="mso-list:Ignore">1)<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">Direct coverage allows a plan to set up a network of convenient options such as preferred pharmacies or retailers, including online retailers, in which members on their plans can get
the costs of their tests covered up front at zero-cost share (at the point-of-sale). If a plan establishes this type of direct coverage option, then the plan is permitted to limit the reimbursement for tests purchased outside of their network to $12 per test
(or the actual price of the test, if less). Many commercially available at-home tests run about $24 or less for a two-pack of tests (which counts as two tests). Navitus for Anthem PPO plans (commercial and Medicare) are set up under this model.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;margin-bottom:.0001pt;mso-add-space:auto;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;mso-list:l11 level1 lfo11">
<![if !supportLists]><span style="font-family:"Arial",sans-serif"><span style="mso-list:Ignore">2)<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">Plans without direct coverage must reimburse the full cost of the test, even if the test costs more than $12. For example, if a member buys a two-test-pack for $34, then the plan would
have to reimburse the $34 instead of $24. Members are not able to obtain tests having no upfront costs. Health Net is under this model at this time.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom:0in;margin-bottom:.0001pt;mso-add-space:auto;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">Members who are on plans that provide direct coverage are advised to purchase their tests at pharmacy counters when using preferred pharmacies or retailers at zero-cost share at point-of-sale. Non-pharmacy cashiers
cannot adjudicate these purchases and may require members to pay out-of-pocket. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">The following websites offer free testing resources and additional information on the At-Home OTC COVID-19 tests.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-bottom:0in;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:110%;mso-list:l1 level1 lfo12">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">Four (4) free at-home COVID-19 tests may be ordered on the COVIDtest.gov website at
<a href="https://www.covidtests.gov/">https://www.covidtests.gov/</a> or the USPS Order for Free At-Home COVID-19 Tests website at
<a href="https://special.usps.com/testkits">https://special.usps.com/testkits</a>.
<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:110%;mso-list:l1 level1 lfo12">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">HSH.gov Press Release BIDEN-Harris Administration Requirement for Insurance:
<a href="https://www.hhs.gov/about/news/2022/01/10/biden-harris-administration-requires-insurance-companies-group-health-plans-to-cover-cost-at-home-covid-19-tests-increasing-access-free-tests.html">
https://www.hhs.gov/about/news/2022/01/10/biden-harris-administration-requires-insurance-companies-group-health-plans-to-cover-cost-at-home-covid-19-tests-increasing-access-free-tests.html</a>.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo12">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">HHS.gov Community-Based Testing Sites for COVID-19:
<a href="https://www.hhs.gov/coronavirus/community-based-testing-sites/index.html">
https://www.hhs.gov/coronavirus/community-based-testing-sites/index.html</a>.<o:p></o:p></span></p>
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<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">HRSA.gov Expanding Access to COVID-19 Testing Supplies:
<a href="https://www.hrsa.gov/coronavirus/testing-supplies">https://www.hrsa.gov/coronavirus/testing-supplies</a>.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo12">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">CMS.gov How to get your At-Home Over-The-Counter COVID-19 Test for Free:
<a href="https://www.cms.gov/how-to-get-your-at-home-OTC-COVID-19-test-for-free">
https://www.cms.gov/how-to-get-your-at-home-OTC-COVID-19-test-for-free</a>.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-bottom:0in;margin-bottom:.0001pt;mso-add-space:auto;text-indent:-.25in;line-height:110%;mso-list:l1 level1 lfo12">
<![if !supportLists]><span style="font-family:Symbol"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif">CMS.gov FAQs About Affordable Care Act Implementation Part 51-pdf:
<a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-51.pdf">
https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-51.pdf</a>.<o:p></o:p></span></p>
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