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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">February 10,
2026</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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Emeriti & Retirees</span></p>
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Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
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<p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Join
us Tomorrow for the Pre-Retirement Planning – Tax Efficient Investing
Workshop</span></p>
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It is important to take an active role in planning for a secure retirement.
UC offers education and counseling to support you along the way—all available
at no cost to you. The UCR Human Resources Benefits Office is sponsoring
a <a href="https://hr.ucr.edu/pre-retirement-planning-workshop-series" target="_blank" style="color:rgb(5,99,193)">Pre-Retirement Planning Webinar Series</a> open to
all UCR emeriti, retirees, faculty and staff to provide information about
resources and steps you will need to take in order to plan for your
retirement from UC.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif;color:black">UC Tax-Efficient Investing</span><span style="font-family:Arial,sans-serif"></span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Wednesday,
February 11, 2026 | 11:00 a.m. – 12:00 p.m.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">This
presentation will discuss how certain assets are taxed, strategies to save
and invest in a tax efficient </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">manner,
and options at your disposal to minimize tax impact in retirement.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">To Register </span></b><span style="font-family:Arial,sans-serif">to attend, please View
the Tax-Efficient Investing <b><a href="https://documents.ucr.edu/HR-Benefits/%202026%20Pre-Retirement%20Webinars/benefits-UC-Tax-Efficient-Investing.pdf" target="_blank" style="color:rgb(5,99,193)">flyer</a></b>.</span></p>
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