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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">February 2,
2026</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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<p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
Emeriti & Retirees</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
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Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
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<p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Kaiser
Permanente Senior Advantage – One Pass Network Changes Effective January 1,
2026</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">The
One Pass program vendor has announced changes beginning January 1, 2026. One
Pass is the fitness and wellness benefit for Kaiser Senior Advantage plan
members and replaced Silver & Fit on January 1, 2025. The One Pass
changes include reductions in the number of monthly sessions for certain
fitness brands and the expansion of the “home</span><span style="font-family:"Cambria Math",serif">‑</span><span style="font-family:Arial,sans-serif">club” rule, which limits members to
one designated location per brand per calendar month.</span></p>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Changes Effective January 1, 2026</span></b></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span><b><span style="font-family:Arial,sans-serif">Orangetheory Fitness</span></b><span style="font-family:Arial,sans-serif"> – Monthly classes reduced from 8 in
2025 to 4 in 2026.<b></b></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span><b><span style="font-family:Arial,sans-serif">Curves</span></b><span style="font-family:Arial,sans-serif"> – Access changed from unlimited
circuits in 2025 to 8 circuits per month in 2026.<b></b></span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span><b><span style="font-family:Arial,sans-serif">General Brand Changes</span></b><span style="font-family:Arial,sans-serif"> – These brands have reduced monthly
session counts and implemented the home</span><span style="font-family:"Cambria Math",serif">‑</span><span style="font-family:Arial,sans-serif">club
rule, limiting members to one “home club” per brand per calendar month.<b></b></span></p>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Xponential Fitness Brands</span></b></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span><b><span style="font-family:Arial,sans-serif">Club Pilates </span></b><span style="font-family:Arial,sans-serif">– Monthly classes reduced from 4 in
2025 to 2 in 2026. Members must reenroll to ensure the correct 2026 class
package is applied.<b></b></span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span><b><span style="font-family:Arial,sans-serif">StretchLab </span></b><span style="font-family:Arial,sans-serif">– Monthly sessions reduced from 2 one</span><span style="font-family:"Cambria Math",serif">‑</span><span style="font-family:Arial,sans-serif">on</span><span style="font-family:"Cambria Math",serif">‑</span><span style="font-family:Arial,sans-serif">one stretches in 2025 to 1 in 2026.<b></b></span></p>
<p class="MsoNormal" style="margin:12pt 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Example
scenarios:</span></b></p>
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</span></span><span style="font-family:Arial,sans-serif">If
a member selects <b>Los Angeles Club Pilates</b> as their home club for
February, they must complete their two Club Pilates classes at that location
during that month.</span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-family:Arial,sans-serif">Visiting
<b>Beverly Hills Club Pilates</b> in the same month would not be covered; the
member would need to wait until the following month to change their home
club.</span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-family:Arial,sans-serif">If
the member also wants to attend <b>Santa Monica Pure Barre</b> in February,
that is covered because it is a different brand.</span></p>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Additional Updates</span></b></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-family:Arial,sans-serif">F45
Training</span></b><span style="font-family:Arial,sans-serif"> – All F45
locations will begin applying the home</span><span style="font-family:"Cambria Math",serif">‑</span><span style="font-family:Arial,sans-serif">club
rule starting February 1, 2026.</span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-family:Arial,sans-serif">Fitness
Network Terminations</span></b><span style="font-family:Arial,sans-serif">
– A limited number of fitness centers were removed from the One Pass network
effective January 1, 2026. Impacted members received mailed notifications
regarding these terminations.</span></p>
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