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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">January 26,
2026</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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<p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
Emeriti & Retirees</span></p>
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Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
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<p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>United Healthcare – Calm Health app Available to UC
Medicare Choice Members</span></b><span style="font-family:Arial,sans-serif"></span></p>
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United Healthcare (UHC) began offering the Calm Health app at no cost to UC
Medicare Choice members on January 1, 2026.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Calm
Health offers tools to support overall well-being by helping users manage
stress, improve sleep through guided stories, meditation, music, and calming
sounds, build healthy habits by tracking progress, and access resources that
promote a strong mind–body connection.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Members
can scan the QR code in the attachment to download the app or visit <a href="https://app.calmhealth.com/?access_code=retiree&rdo=true&srcName=-ed" style="color:rgb(5,99,193)">uhc.care/calm/retiree</a>
to get started. After a brief set of questions, the app will recommend
programs and resources tailored to their responses.</span></p>
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