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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">December 15,
2025</span></p>

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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Emeriti & Retirees</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">United Healthcare – “Lunch & Learn” Webinars for UC
  Medicare Choice</span></b><span style="font-family:Arial,sans-serif"></span></p>
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  United Healthcare (UHC) originally launched their “Lunch & Learn”
  webinars in 2023 which was a great success and has reached a record of
  450 attendees this year. The monthly sessions provided information about the
  UC Medicare Choice plan, with the November session focusing on 2026 benefits.
  </span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UnitedHealthcare
  promoted the sessions through direct email invitations and reminder messages
  to UC Medicare Choice members before each session. The presentations were
  also mentioned in the May and November 2025 issues of New Dimensions in
  articles titled “Medicare plans – what to expect when turning 65” and “Stay
  up to date about your health benefits during the year,” respectively.</span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">In
  2026, UHC plans to continue offering these webinars with the next series expected
  to begin sometime during the first quarter of the year. For updates on the
  schedule, please visit the UHC webpage dates will be made available soon at: <a href="https://retiree.uhc.com/uc" style="color:rgb(5,99,193)">https://retiree.uhc.com/uc</a>.  </span></p>
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