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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"><img src="cid:ii_midbgjtr0" alt="A blue text on a white background

AI-generated content may be incorrect." width="135" height="41"></span></b><b><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"></span></b></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"> </span></b></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">November 24, 2025</span></b></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">To: </span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">UCR Emeriti and Retirees</span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">From: </span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">Central HR </span><span style="font-size:11pt;font-family:Arial,sans-serif">Retirement
  Center on Behalf of Central HR Benefits Office</span><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">Re: </span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Open Enrollment
  Exceptions</span><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;border:none;padding:0in;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
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  <p style="margin-right:0in;margin-left:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">The
  Open Enrollment portal in UCRAYS closed at 5 p.m. on Friday, November 21,
  2025.<br>
  <br>
  The UC Retirement Administration Service Center (RASC) is the recipient of
  any emeriti and retirees’ requests for exceptions. Exception requests must
  explain the extenuating circumstances that prevented timely completion of
  Open Enrollment and should be faxed to 1-800-792-5178 or postal mailed to:</span></p>
  <p style="margin-left:0.5in;margin-right:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">UC Human Resources</span></p>
  <p style="margin-left:0.5in;margin-right:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Retiree Insurance Program</span></p>
  <p style="margin-left:0.5in;margin-right:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Attention: Manager/OE 2026</span></p>
  <p style="margin-left:0.5in;margin-right:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">P.O. Box 24570</span></p>
  <p style="margin-left:0.5in;margin-right:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Oakland, CA 94623-1570</span></p>
  <p style="margin:6pt 0in;font-size:12pt;font-family:"Times New Roman",serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Appeals</span></b></p>
  <p style="margin-right:0in;margin-left:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">If
  exception requests are denied by RASC, emeriti and retirees may submit an
  appeal using the procedures outlined on UCnet at: <a href="https://ucnet.universityofcalifornia.edu/for-hr-administrators/health-welfare-benefits/group-insurance-appeals-process/" style="color:rgb(70,120,134)">https://ucnet.universityofcalifornia.edu/for-hr-administrators/health-welfare-benefits/group-insurance-appeals-process/</a>.<br>
  <br>
  Note that policy exceptions are approved rarely and only in cases of UC error
  or extreme extenuating circumstances beyond the individual’s control.</span></p>
  <p style="margin:0in;font-size:12pt;font-family:"Times New Roman",serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
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