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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b> </b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b>November 17,
2025</b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">To: </p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">UCR Emeriti
and Retirees</p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif">From: </p>
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<td width="692" valign="top" style="width:519.3pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-family:Arial,sans-serif;font-size:12pt">UCR <span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span></span><span style="font-family:Arial,sans-serif;font-size:12pt">Central HR<span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"> </span></span><span style="font-size:12pt;font-family:Arial,sans-serif">Retirement Center on behalf of<span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"> </span></span><span style="font-size:12pt">Central HR
Benefits Office</span></p>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif">Re: </p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Reminder! <a name="m_3809348270384810278__Hlk84571348">Join us Tomorrow – Blue Shield and HSA</a>
Open Enrollment Informational Webinars</p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">________________________________________________________________________________________</p>
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<p class="MsoNormal" style="margin:6pt 0in 8pt;text-align:justify;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:rgb(21,96,130)">Benefits Open Enrollment begins on
Thursday, October 30, 2025, at 8:00 a.m. and ends on Friday, November 21,
2025, at 5:00 p.m.</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">It is essential for all
Emeriti and Retirees to</span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> review the new medical plans and design changes and view the rate
changes using the </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">ALEX Retiree Premium Estimator Tool</span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">.</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">After reviewing the medical
plan options, if you are satisfied with your current benefit elections and
not making any changes, no action is required for Open Enrollment, and all
existing benefits will roll over to the new plan year effective January 1,
2026.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></b></p>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white">Open Enrollment Events and
Education</span></b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white"></span></p>
</td>
<td style="border:none;padding:0in" width="49"><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"> </p></td>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">Retirement
Administration Service Center (RASC) Office Hours</span></b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black">|
</span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-RASC-Office-Hours.pdf" style="color:rgb(70,120,134)" target="_blank"><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif">View Flyer</span></a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue"></span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">The UC
Retirement Administration Service Center (RASC) will host Open Enrollment
Office Hours every Thursday from 12:00 p.m. to 1:00 p.m., beginning October
23, 2025 through November 20, 2025.
Please register to attend using the link below.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://ucop.zoom.us/webinar/register/WN_R5gvXDsWQDSGgAXLWQvLaQ#/registration" style="color:rgb(70,120,134)" target="_blank"><b><span style="font-size:11pt;font-family:Arial,sans-serif">Registration Link</span></b></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt"> </span></b></p>
</td>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">NEW for 2026!! Blue
Shield PPO Accolade ‘Non-Medicare’ Open Enrollment Webinar </span></b><a href="https://documents.ucr.edu/HR-Benefits/benefits-oe-accolade-webinar.pdf" style="color:rgb(70,120,134)" target="_blank"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black">| </span></b><span style="color:windowtext;text-decoration-line:none"><u><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:rgb(70,120,134)">View Flyer</span></u></span></a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black"> </span></b></p>
<p style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;color:black">Please
join Accolade for a UC systemwide presentation outlining the upcoming changes
and transition to the new Blue Shield PPO plans. Accolade will provide
detailed information on the new plans available, outline the plan design and
changes, review the new deductible, copay, and coinsurance rates and respond to
questions.</span></p><p style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt"><br></span></p><p style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt">Tuesday, November 18, 2025 at 12:30 p.m. – 2:00 p.m.</span></p>
<p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">Please register to attend<b> </b>any one or all three
sessions.</span> <a href="https://accolade.zoom.us/webinar/register/WN_7th0cpUsTpiPKq5CKy1r6A#/registration" style="color:rgb(70,120,134)" target="_blank">Register
here</a> or use the QR code below</p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> <img src="cid:ii_mi3gdhu92" alt="A qr code with a blue border
AI-generated content may be incorrect." width="92" height="92"><span style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
<p style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt"> </span></p>
<table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody><tr style="height:0.2in">
<td width="776" valign="top" style="width:582.3pt;padding:0in 5.4pt;height:0.2in"></td>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">Health Equity Health Savings Account Webinar </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif">| </span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-Health-Equity-Webinar.pdf" style="color:rgb(70,120,134)" target="_blank">View Flyer</a></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Join us for a
review of the benefits of having a *Health Savings Account when you enroll in
the UC HealthSavings+ plan and how it differs from a Flexible Spending plan.
The HSA pre-tax savings account funds may be used to pay for medical out of
pocket expenses as an employee as well as medical expenses after retirement. </p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">You have <b>three
opportunities </b>to learn about the benefits of the Health Savings Account.
*This account is only available when enrolled in the UC HealthSavings+ medical
plan</p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
<p class="MsoNormal" style="text-align:left;margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Tuesday, November 18, 2025 | 2:00 p.m. - 3:00 p.m.</p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Please <a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=5106693&sessionid=1&key=5944F796FB757750F90C3151D3E7FCD0&groupId=5650711&sourcepage=register" style="color:rgb(70,120,134)" target="_blank"><b>Register
here to attend</b></a></p>
<p style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt"> </span></p>
<table border="0" cellspacing="0" cellpadding="0" width="758" style="width:7.9in;border-collapse:collapse">
<tbody><tr style="height:0.4in">
<td width="758" style="width:7.9in;background:rgb(225,155,192);padding:0in 5.4pt;height:0.4in">
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-family:Arial,sans-serif;color:white">Contact
Us</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-family:Arial,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-family:Arial,sans-serif;color:black">For
questions regarding Open Enrollment, please contact the Benefits Office via
email at </span><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)" target="_blank"><span style="font-family:Arial,sans-serif;color:black">benefits@ucr.edu</span></a><span style="font-family:Arial,sans-serif;color:black">.</span></p>
</td>
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