<div dir="ltr"><div class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></div><h1 style="margin:12pt 0in 0in;line-height:105%;break-after:avoid;font-size:16pt;font-family:"Calibri Light",sans-serif;color:rgb(46,116,181);font-weight:normal"><img src="cid:ii_mhdylykp0" alt="image.jpeg" width="288" height="52"></h1>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">October 30,
2025</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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<p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
Emeriti & Retirees</span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
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Retirement Center on behalf of UC Office of the President </span></p>
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<p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
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<p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Confident
Retiree and Emeriti Webinar Series: Getting Your Affairs in Order: Essential
Planning for Peace of Mind</span></p>
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<img src="cid:ii_mhdylyku1" alt="A yellow background with black text
AI-generated content may be incorrect." width="543" height="139"></span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif"> </span></b></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">The
Confident Retiree and Emeriti Webinar Series provides you with the knowledge,
tools and resources to enjoy a comfortable retirement. <br>
<br>
Attend our new webinar, <b>“Getting Your Affairs in Order:
Essential Planning for Peace of Mind,”</b> and discover how
to:</span></p>
<ul style="margin-top:0in;margin-bottom:0in" type="disc">
<li class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Prevent
family stress and confusion by putting the right legal protections in
place (wills, trusts, powers of attorney, healthcare directives).</span></li>
<li class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Avoid
costly mistakes by learning which important papers to gather—and how to
organize them—before an emergency strikes.</span></li>
<li class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Ensure
your money goes where you intend by updating beneficiary designations.</span></li>
<li class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Spare
loved ones from delays or financial gaps by preparing for what happens
when UC benefits end.</span></li>
<li class="MsoNormal" style="margin:0in 0in 6pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Safeguard
your retirement savings against fraud with simple cyber-protection steps
every retiree should know.</span></li>
</ul>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">When: </span></b><span style="font-family:Arial,sans-serif">Thursday,
November 6, 2025<b> <br>
Time: </b>1:00 – 2:00 p.m. PT<b> <br>
How to Register</b>: Register on the Fidelity Investments webpage at: <a href="https://ucop.zoom.us/webinar/register/WN_BcSZ8jdIRBabD1pnYBMD8g#/registration" style="color:rgb(5,99,193)">https://ucop.zoom.us/webinar/register/WN_BcSZ8jdIRBabD1pnYBMD8g#/registration</a></span>
<span style="font-family:Arial,sans-serif"> <br>
<br>
Friends and family are encouraged to attend.</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif;color:rgb(31,78,121)">About
the Legacy Planning Series</span></b><span style="font-family:Arial,sans-serif"><br>
This webinar is the first in UC’s new three-part series: <b>Legacy
Planning – Peace of Mind for You and Your Loved Ones.</b><br>
<br>
Together, these sessions are designed to help UC retirees and their families
prepare for the future — by protecting savings, organizing personal affairs,
and ensuring survivors can access UC benefits when it matters most. <br>
<br>
<b><span style="color:rgb(31,78,121)">What’s
next in the Legacy Planning series?</span></b></span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Part 3</span></b><span style="font-family:Arial,sans-serif">:
Essential Steps to Access UC Benefits and More for Survivors and
Beneficiaries</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">In
case you missed it, you can view a recording of <i>Part 1: Preserving
Your Savings for Future Generations</i> <a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d32a24c52cb76e85ed9b733b9f2ea3f53a8df231fecb55e269526d77075c47b2b8325cb8a5b59e1fc5ca098b9d08e5bf2" target="_blank" title="here" style="color:rgb(5,99,193)"><b>here</b></a><b> </b>and the slide
deck <a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96dd4151890b1b0112baa66d78f0ab47b91d9f477d41ef8ded15fba718b503a125c8b69e49d6e339f2a78fe3dd7c8be9000" target="_blank" style="color:rgb(5,99,193)"><b>here</b></a>. </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">Additional resources </span></b><span style="font-family:Arial,sans-serif"></span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">We’ve
included some helpful links below to resources mentioned in the upcoming Part
2 webinar, “Getting Your Affairs in Order: Essential Planning for
Peace of Mind”: </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d6b1c5193e621f8f18a71da1fd90f42d9fc900e2e12d291f3935b1e5e47d70ded169f9e178cc5486c3c14407a21f98d62" target="_blank" style="color:rgb(5,99,193)">Essential Steps to Access UC Benefits: A Checklist for
Survivors of UC Retirees</a> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d4f6170e290ff4cc9b38c6a8569cb1662bac0ce611f6821c2776eb924f2137471f8d1a438702342e28687873fd2083340" target="_blank" style="color:rgb(5,99,193)">UCRP Limited Special Durable Power of Attorney Fact Sheet</a> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96dac48891de2778f5e2d0fdfb61a272df596e37b9588d1193c308d4d889c6a19c21cf165dc8810ef039730728399a6db8d" target="_blank" style="color:rgb(5,99,193)">ARAG Legal</a> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96da6e8dd00c22ead919eb71307a591302b82ab546dce6583d1eb6384ed83612c487d5624ed6e5c8e194fdc3999cabb27c4" target="_blank" style="color:rgb(5,99,193)">UCRAYS</a>: UCRP, 415(m) Plan, AD&D </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d76ad62445ee72fb22581d13eb3ca7b040f94a96612343dd0b7da53c50835aeab07fd7703b14dbb0b2bf707a629d84a9f" target="_blank" style="color:rgb(5,99,193)">Fidelity NetBenefits</a>: UC Retirement Savings Plan accounts </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d57c06d1b399a17f763e6173d221007a66558142cba119f88e55fa1c0dcd5d6e85916e3fc5c5dddd096ddf66683de0c13" target="_blank" style="color:rgb(5,99,193)">myUCretirement.com</a> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><a href="https://click.fidelityinvestments.com/?qs=4ecc85307c5bd96d5166e1dbd4302a9bea0aa2d5cd9d8352d27e703da67d88f9c8ddcb90edd603799eefa2245da310f4f34f4157eb5cc830" target="_blank" style="color:rgb(5,99,193)">UCnet</a> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif"><br>
Questions about this webinar should be sent to </span><a href="mailto:UCRSwebinars@ucop.edu?subject=" target="_blank" title="UCRSwebinars@ucop.edu" style="color:rgb(5,99,193)"><span style="font-family:Arial,sans-serif">UCRSwebinars@ucop.edu</span></a><span style="font-family:Arial,sans-serif">.</span></p>
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