<div dir="ltr"><div class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></div><table class="gmail-MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
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  <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><img src="cid:ii_mhdjoh9d0" alt="image.png" width="543" height="288"></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b> </b></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b>October 30,
  2025</b></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b> </b></p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">To: </p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">UCR Emeriti
  and Retirees</p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
  </td>
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  <td width="115" valign="top" style="width:86.2pt;padding:0in 5.4pt;height:0.2in">
  <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif">From: </p>
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  <td width="643" valign="top" style="width:482.6pt;padding:0in 5.4pt;height:0.2in">
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Central HR
  Retirement Center on Behalf of Central HR Benefits Office</p>
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  <td width="115" valign="top" style="width:86.2pt;padding:0in 5.4pt;height:0.2in">
  <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif">Re: </p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">It’s Time for
  Emeriti and Retiree Benefits Open Enrollment</p>
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  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">____________________________________________________________________________________________________</p>
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    <p class="MsoNormal" style="margin:6pt 0in 8pt;text-align:justify;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:rgb(21,96,130)">Benefits Open Enrollment begins on
    Thursday, October 30, 2025, at 8:00 a.m. and ends on Friday, November 21,
    2025, at 5:00 p.m.</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">It is essential for all
    Emeriti and Retirees to</span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> review the new medical plans and design changes and view the rate
    changes using the </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">ALEX Retiree Premium Estimator Tool</span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">.</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">After reviewing the medical
    plan options, if you are satisfied with your current benefit elections and
    not making any changes, no action is required for Open Enrollment, and all
    existing benefits will roll over to the new plan year effective January 1,
    2026.</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></b></p>
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    <td width="683" colspan="2" style="width:512.35pt;background:rgb(220,66,110);padding:0in 5.4pt;height:29.05pt">
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white">New this year</span></b><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white"></span></b></p>
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    <td width="683" colspan="2" style="width:512.35pt;padding:0in 5.4pt;height:29.05pt">
    <p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b style="font-size:12pt"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"><br></span></b></p>
    <ul type="disc" style="margin-bottom:0in"><li><b style="font-size:12pt"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">New Medical plan, Non-Medicare Blue Shield PPO,</span></b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> plan design and rate
    changes, including increased out of pocket expenses and copays to consider
    your options and costs.</span></li>
     <li class="MsoNormal" style="line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;margin:0in 0in 8pt;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">The new Non-Medicare
         Blue Shield Health Savings+ is replacing CORE and UC Health
         Savings plan effective January 1, 2026.</span><span style="font-family:Arial,sans-serif"></span></li>
    <li><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Review the UCOP Medical Plan Changes
    Communication – </span><a href="https://ucnet.universityofcalifornia.edu/employee-news/letter-from-systemwide-hr-vp-cheryl-lloyd/" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">Vice President
    Cheryl Lloyd S</span>ystemwide letter about medical plan changes for 2026<span style="font-size:11pt;font-family:Arial,sans-serif;color:black">.</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">|  </span><a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2025/10/2026-Benefits-Changes-Fact-Sheet.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">2026 Benefits Changes Fact Sheet</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> and </span><a href="https://ucnet.universityofcalifornia.edu/employee-news/big-changes-new-choices-oe-2026/#faq" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">Frequently Asked Questions</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">.<span class="gmail-MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><span style="color:black"></span></span></span></li><li><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Open Enrollment deadline</span></b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">: Make your elections
    by Friday, November 21, 2025, at 5:00 p.m.</span></li></ul>
    
    
    <p class="MsoNormal" style="margin:0in;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif"> </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">Open Enrollment Resources</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif"> </span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://live-ucr-retirees.pantheonsite.io/open-enrollment-2026" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">UCR Retirement Center Open
    Enrollment Emeriti and Retiree Webpage</span></a></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Medical Plan Comparison Charts</p>
    <ul style="margin-top:0in;margin-bottom:0in" type="disc">
     <li class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Non-Medicare
         - <a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2025/10/Which-medical-plan-is-right-for-you.pdf" style="color:rgb(70,120,134)">Which
         medical plan is right for you? PDF</a></li>
     <li class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Medicare
         Eligible - <a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2025/10/Which-Medicare-plan-is-right-for-you.pdf" style="color:rgb(70,120,134)">Which
         Medicare plan is right for you? <span style="color:rgb(7,79,106)">PDF</span></a></li>
     <li class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">UC
         PPO plans <a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-ucppo-how-the-ppo-plans-compare.pdf" title="Side by Side Comparison of How the PPO Plans Compare for 2026" style="color:rgb(70,120,134)">side-by-side
         comparison</a></li>
     <li class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://www.blueshieldca.com/fad/index.html?deeplinkID=UCCareTier1" target="_blank" title="https://cloud-web-dev.blueshieldca.com/fad/index.html?deeplinkID=UCCareTier1" style="color:rgb(70,120,134)">Blue
         Shield Non-Medicare Find a Provider Webpage</a></li>
    </ul>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-emeriti-retirees-recorded-oe-presentation.pptx" title="Emeriti/Retirees Open Enrollment recorded Presentation" style="color:rgb(70,120,134)"><span style="color:rgb(7,79,106)">Emeriti/Retirees
    Open Enrollment recorded Presentation</span></a><u><span style="color:rgb(7,79,106)"></span></u></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://k-p.li/UC-Medicare" title="Kaiser Permanente Traditional Medicare Plan Recorded Presentation" style="color:rgb(70,120,134)"><span style="color:rgb(7,79,106)">Kaiser
    Permanente Traditional Medicare Plan Recorded Presentation</span></a><span style="color:rgb(7,79,106)"></span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://uc.jellyvisioncustom.com/retiree-graduated-eligibility-premium" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">Retiree Health Plan Premium Estimator</span></a></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://ucnet.universityofcalifornia.edu/oe/retiree-start/#enroll" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">U</span>Cnet E<span style="font-size:11pt;font-family:Arial,sans-serif">nroll O</span>nline
    Information</a></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Make plan changes on </span><a href="https://retirementatyourservice.ucop.edu/" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">UC
    Retirement At Your Service (UCRAYS)</span></a><span style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif"> </span></b></p>
    </td>
   </tr>
   <tr style="height:0.4in">
    <td width="640" style="width:480.15pt;background:rgb(166,65,177);padding:0in 5.4pt;height:0.4in">
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white">Open Enrollment Events and
    Education</span></b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white"></span></p>
    </td>
    <td style="border:none;padding:0in" width="43"><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"> </p></td>
   </tr>
   <tr style="height:29.05pt">
    <td width="683" colspan="2" style="width:512.35pt;padding:0in 5.4pt;height:29.05pt">
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
    <p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">Retirement
    Administration Service Center (RASC) Office Hours</span></b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black">|
    </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-RASC-Office-Hours.pdf" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif">View Flyer</span></a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue"></span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">The UC
    Retirement Administration Service Center (RASC) will host Open Enrollment
    Office Hours every Thursday from 12:00 p.m. to 1:00 p.m., beginning October
    23, 2025 through November 20, 2025. 
    Please register to attend using the link below.</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><a href="https://ucop.zoom.us/webinar/register/WN_R5gvXDsWQDSGgAXLWQvLaQ#/registration" style="color:rgb(70,120,134)"><b><span style="font-size:11pt;font-family:Arial,sans-serif">Registration Link</span></b></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
    <p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">Kaiser Permanente
    HMO Open Enrollment Webinar </span></b><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black"></span></b></p>
    <p class="gmail-Body" style="margin:6pt 0.5in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;line-height:115%;color:black">Non-Medicare Thursday, October 30, 2025, | 9:30 a.m. – 10:30 a.m. | </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-Kaiser-faculty-staff-webinar.pdf" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;line-height:115%">View Flyer</span></a><span style="font-size:11pt;line-height:115%;color:black"></span></p>
    <p class="gmail-Body" style="margin:6pt 0.5in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;line-height:115%;color:black">Medicare Eligible Thursday, October 30, 2025, | 11:00 a.m. – 12:00
    p.m. | </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-Kaiser-permanente-retiree-webinar.pdf" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;line-height:115%">View Flyer</span></a><span style="font-size:11pt;line-height:115%;color:black"></span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Kaiser Permanente representatives will provide a summary of the
    Kaiser Permanente plan options and answer any questions you may have.</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black">Please use the information below to join
    the webinar:</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Non-Medicare Eligible Retirees:</span></b></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Zoom: </span><a href="https://ucr.zoom.us/j/93112903502?pwd=hgARWeoTSytRTDHJSofQPw5tNBGfBs.1" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">https://ucr.zoom.us/j/93112903502?pwd=hgARWeoTSytRTDHJSofQPw5tNBGfBs.1</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Meeting ID: 931 1290 3502</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Dial-In: (669)219-2599 | Passcode: 991778</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Medicare Eligible Retirees:</span></b></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Zoom:  </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/98844774947?pwd%3DAlK8d1W2cgoT5gQ0Daft3Ifnm8TJoV.1&sa=D&source=calendar&ust=1762013737422361&usg=AOvVaw2GJJIVpaRSN1uzFFJ9EJ8Y" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">https://ucr.zoom.us/j/98844774947?pwd=AlK8d1W2cgoT5gQ0Daft3Ifnm8TJoV.1</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Dial-In: (669)219-2599</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Meeting ID: 988 4477 4947 | Passcode:
    976423</span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white;background:darkblue">Anthem PPO Medicare Eligible Webinar</span></b><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black;background:darkblue">
    </span></b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black">|
    </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-anthem-blue-cross-retiree-webinar.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="gmail-Body" style="margin:6pt 0.5in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;line-height:115%;color:black">Thursday, October</span><span style="font-size:11pt;line-height:115%;color:black"> 30</span><span style="font-size:11pt;line-height:115%;color:black">, 2025, | 10:00 p.m. – 11:00 a.m. </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Anthem Blue Cross Medicare plans representative, and the Navitus
    Prescription Drug Program representative will <b>provide a combined webinar</b>
    to share a summary of the plans, design changes, new copays, and answer any
    questions you may have.</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Please use the
    information below to join the webinar:</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Zoom: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/5229526173?omn%3D93692570982%26jst%3D2&sa=D&source=calendar&ust=1762013737422361&usg=AOvVaw0VCo9iiYlgbeMMI19GRDtJ" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">https://ucr.zoom.us/j/5229526173?omn=93692570982&jst=2</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Meeting ID: 5229526173</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Dial-In: (US) +1
    346-248-7799</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white;background:darkblue">Navitus Prescription Drug Program Webinar </span></b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black">|
    </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-navitus-webinar.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="gmail-Body" style="margin:6pt 0.5in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;line-height:115%;color:black">Thursday, October 30, 2025, | 12:00 p.m. – 1:00 p.m. </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">The Navitus Prescription Drug Program representative will share a
    summary of the changes, new copays, and answer any questions you may have.</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Please use the
    information below to join the webinar:</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Zoom: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/5229526173?omn%3D93480352333%26jst%3D2&sa=D&source=calendar&ust=1762013737422361&usg=AOvVaw3Phql8Pt0oJ-Kl5mjQHN04" target="_blank" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif">https://ucr.zoom.us/j/5229526173?omn=93480352333&jst=2</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Dial-In: (US) +1 346-248-7799</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Meeting ID: 5229526173</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">NEW for 2026!! Blue
    Shield PPO Accolade ‘Non-Medicare’ Open Enrollment Webinar </span></b><a href="https://documents.ucr.edu/HR-Benefits/benefits-oe-accolade-webinar.pdf" style="color:rgb(70,120,134)"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black">| </span></b><span style="color:windowtext;text-decoration-line:none"><u><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:rgb(70,120,134)">View Flyer</span></u></span></a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black"> </span></b></p>
    <p class="gmail-Body" style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;color:black">Please join Accolade for a UC systemwide presentation outlining the
    upcoming changes and transition to the new Blue Shield PPO plans. 
    Accolade will provide detailed information on the new plans available,
    outline the plan design and changes, review the new deductible, copay, and
    coinsurance rates and respond to questions.</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Tuesday, November 4, 2025 at 12:30 p.m. –
    2:00 p.m.</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Friday, November 14, 2025 at 12:30 p.m. –
    2:00 p.m.</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Tuesday, November 18, 2025 at 12:30 p.m. –
    2:00 p.m. </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">Please register to attend<b> </b>any one or
    all three sessions.</span> <a href="https://accolade.zoom.us/webinar/register/WN_7th0cpUsTpiPKq5CKy1r6A#/registration" style="color:rgb(70,120,134)">Register
    here</a> or use the QR code below</p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> <img src="cid:ii_mhdjoh9g1" alt="image.png" width="92" height="92"><span style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">Health Equity Health Savings
    Account Webinar </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif">| </span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-Health-Equity-Webinar.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Join us for
    a review of the benefits of having a *Health Savings Account when you
    enroll in the UC HealthSavings+ plan and how it differs from a Flexible
    Spending plan. The HSA pre-tax savings account funds may be used to pay for
    medical out of pocket expenses as an employee as well as medical expenses
    after retirement. </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">You have <b>three
    opportunities </b>to learn about the benefits of the Health Savings
    Account. *This account is only available when enrolled in the UC
    HealthSavings+ medical plan</p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Tuesday,
    November 4, 2025 | 2:00 p.m. - 3:00 p.m. </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Monday,
    November 10, 2025 | 12:00 p.m. - 1:00 p.m. </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Monday,
    November 18, 2025 | 2:00 p.m. - 3:00 p.m.</p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"> </p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Please <a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=5106693&sessionid=1&key=5944F796FB757750F90C3151D3E7FCD0&groupId=5650711&sourcepage=register" style="color:rgb(70,120,134)"><b>Register
    here to attend</b></a><b> </b>any one or all three sessions</p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">United Healthcare Medicare
    Advantage PPO Plan Open Enrollment </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">Webinar </span></b><a href="https://documents.ucr.edu/HR-Benefits/benefits-oe-unitedhealthcare-webinar.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black;text-decoration-line:none">| </span><span style="color:windowtext;text-decoration-line:none"><u><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(70,120,134)">View Flyer</span></u></span></a><span class="gmail-MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black;background:darkblue"></span></span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
    <p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><b><span style="font-size:11pt;color:black">Medicare Eligible – Wednesday</span></b><span style="font-size:11pt;color:black">, November 5,
    2025, | 9:30 p.m. – 10:30 a.m. </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">United Healthcare representatives will provide a
    summary of the United Healthcare plan benefits, any plan design changes,
    and answer any questions you may have.</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Please use the
    information below to join the webinar:</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Zoom: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/97393391976?pwd%3DAbSRsHgzikE8YWeRkAnzvSUZDTnC2X.1&sa=D&source=calendar&ust=1762013738737625&usg=AOvVaw2xf792C6RqIKF4c0ATxpoz" target="_blank" style="color:rgb(70,120,134)">https://ucr.zoom.us/j/97393391976?pwd=AbSRsHgzikE8YWeRkAnzvSUZDTnC2X.1</a></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Meeting ID:973 9339
    1976</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Dial-in: (669)219-2599
    | Passcode: 456731</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">Health Net HMO Open
    Enrollment Webinar </span></b><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black">| </span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-health-net-webinar.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black"></span></b></p>
    <p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;color:black">Wednesday, November 5, 2025, | 11:00 a.m. – 12:00
    p.m. </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Health Net representatives will provide a summary of
    the Health Net plan benefits and answer any questions you may have.</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Please use the
    information below to join the webinar:</span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Zoom: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/96161127702?pwd%3D1VmrTysOLdr5AA38LpbMTV6frJ3Ycb.1&sa=D&source=calendar&ust=1762013738737625&usg=AOvVaw1OEPPLMXyWST6Kr7oDR46r" target="_blank" style="color:rgb(70,120,134)"><span style="font-family:Arial,sans-serif">https://ucr.zoom.us/j/96161127702?pwd=1VmrTysOLdr5AA38LpbMTV6frJ3Ycb.1</span></a><span style="font-size:10pt;font-family:Arial,sans-serif"></span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Dial-In: (669)219-2599</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Meeting ID: 961 6112 7702 | Passcode:
    576782</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">UC Riverside In-Person,
    On-Campus Benefits, Health, and Wellness Fair! </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white"> </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">|</span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(7,79,106)"> </span></b><a href="https://documents.ucr.edu/HR-Benefits/Benefits-oe-Health-Wellness-Fair.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(7,79,106)">View Flyer</span></a><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></b></p>
    <p class="gmail-MsoListParagraph" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Thursday, November 6,
    2025, from 10:00 a.m. to 2:00 p.m. </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Join us and our benefit plan providers for the
    in-person UC Riverside Benefits, Health, and Wellness Fair featuring<b><i>
    Kaiser Flu Shots and Health Screenings Mobile Unit, Free Massages, Selfie
    Photo Booth with Scotty Bear, provider giveaways, raffle drawings, </i>healthy
    snacks, relaxing music from KUCR and more.</b></span></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate</span></b></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:black">Join us at
    the HUB, Third Floor, Room 302 South<b></b></span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Use this QR code to Register for the event</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"><img src="cid:ii_mhdjoh9h2" alt="image.png" width="69" height="70"></span><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif;color:white;background:darkblue">Kaiser Permanente Mobile Wellness Unit</span></b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">| </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-kp-van.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Visit the Kaiser Mobile Unit located outside of
    Olmstead Hall to receive a health screening and flu shot when registered
    for the biometric screenings for Kaiser Permanente and Non-Kaiser
    Permanente members.</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Where:  Olmstead Plaza</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">When:   Thursday, November 6, 2025</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">  8:00 AM – 9:45 AM, 11:00 AM – 1:45 PM</span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">What:    All participants will receive the
    following services: </span></p>
    <p class="MsoNormal" style="margin:0in 0in 0in 1.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">  Blood Pressure • Glucose • Height,
    weight, BMI calculation, and Flu Shot</span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black">Use this QR code to Register for Health Screenings
    and, if requested, Flu Shot</span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"><img src="cid:ii_mhdjoh9j3" alt="image.png" width="89" height="90"></span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"></span></b></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif;color:black"> </span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">Open Enrollment Virtual Help </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white;background:darkblue">Desk
    </span></b><b><span style="font-size:11pt;font-family:Arial,sans-serif">|
    </span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-retirees-virtual-help-desk-flyer.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a><span style="font-size:11pt;font-family:Arial,sans-serif;color:white"></span></p>
    <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif;color:white"> </span></b></p>
    <p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
    </span></span><span style="font-size:11pt;color:black">Monday, November 10,
    2025, | 8:00 a.m. – 5:00 p.m.<b></b></span></p>
    <p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
    <p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Reach out to the Human Resources Benefits Office during the Virtual
    Open Enrollment Help Desk hours to receive guidance and obtain answers to
    questions regarding the changes to health and welfare plans. UCR Benefits
    Representatives will be available to assist by email for a rapid response
    at </span><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)"><span style="font-size:11pt;color:black">benefits@ucr.edu</span></a><span style="font-size:11pt;color:black"> and by phone at
    951.827.2636 and 951.827.5086, and 951.827.3577.</span><b><span style="font-size:11pt"></span></b></p>
    </td>
   </tr>
  </tbody></table>
  </td>
 </tr>
 <tr style="height:0.2in">
  <td colspan="2" valign="top" style="padding:0in 5.4pt;height:0.2in"></td>
 </tr>
</tbody></table>

<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:white;background:darkblue">UCR Health Overview
Webinar </span></b><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif">| </span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-ucrhealth-webinar.pdf" target="_blank" style="color:rgb(70,120,134)">View Flyer</a><b><span style="font-size:11pt;line-height:110%;font-family:Arial,sans-serif;color:black"></span></b></p>

<p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">        
</span></span><span style="font-size:11pt;color:black">Wednesday, November 12, 2025, | 11:00 a.m. – 12:00 p.m. </span></p>

<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>

<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">UCR Health is affiliated with the University of
California, Riverside School of Medicine and has a number of medical groups in
the Inland Empire offering a team of physicians, specialists and healthcare
professionals to choose from providing quality healthcare without having to travel
long distances.</span></p>

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<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;color:black">How to Participate:</span></b></p>

<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Please use the
information below to join the webinar:</p>

<p class="gmail-Body" style="margin:0in 0.05in 0in 0.25in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black"> </span></p>

<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;color:black">Zoom: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/98341626985?pwd%3DxFyy93yVg7rJLC0zdCfAxkr9XEbGDX.1%26jst%3D2&sa=D&source=calendar&ust=1762013738759930&usg=AOvVaw382UVF65BE2Xgp5tnIOXX8" target="_blank" style="color:rgb(70,120,134)">https://ucr.zoom.us/j/98341626985?pwd=xFyy93yVg7rJLC0zdCfAxkr9XEbGDX.1&jst=2</a><span style="font-size:11pt"></span></p>

<p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Dial-In: (312)626-6799</p>

<p class="MsoNormal" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif">Meeting ID: 983 4162 6985 |Passcode:
299433</p>

<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt"> </span></p>

<table class="gmail-MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
 <tbody><tr style="height:0.4in">
  <td width="758" style="width:7.9in;background:rgb(225,155,192);padding:0in 5.4pt;height:0.4in">
  <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-family:Arial,sans-serif;color:white">Contact
  Us</span></b></p>
  </td>
 </tr>
 <tr style="height:35.25pt">
  <td width="758" valign="top" style="width:7.9in;padding:0in 5.4pt;height:35.25pt">
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-family:Arial,sans-serif;color:black"> </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-family:Arial,sans-serif;color:black">For
  questions regarding Open Enrollment, please contact the Benefits Office via
  email at </span><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)"><span style="font-family:Arial,sans-serif;color:black">benefits@ucr.edu</span></a><span style="font-family:Arial,sans-serif;color:black">.</span></p>
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 </tr>
</tbody></table>

<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%"> </span></p><br></div>