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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">October 23, 2025</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">To:</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">UCR Emeriti and Retirees</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">From: </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Central HR Benefits Office</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Re: </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Emeriti and Retiree
Benefits Open Enrollment – Coming Soon!</span><span style="font-size:11pt"></span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:rgb(0,112,192)">Benefits
Open Enrollment begins on Thursday, October 30, 2025, at 8:00 a.m. and ends
on Friday, November 21, 2025, at 5:00 p.m.</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:blue"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">It is essential for all Emeriti and Retirees to review medical plan
designs and view the rate</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">changes using the ALEX Retiree Premium Estimator Tool that include
increased out-of-pocket expenses and copays for all plans.</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">After reviewing the medical plan changes, if you are satisfied with
your current benefit</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">elections and not making any changes, no action is required for Open
Enrollment, </span></b><span style="font-size:11pt">and all</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">existing benefits will roll over to the new plan
year effective January 1, 2026.</span><span style="font-size:11pt"></span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:black">New this year</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-size:11pt;color:black">New
Medical plan, Non-Medicare Blue Shield PPO, plan design and rate changes,
including increased out of pocket expenses and copays to consider your
options and costs.</span></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-size:11pt;color:black">The
new Blue Shield Health Savings+ is replacing CORE and UC Health Savings plan
effective January 1, 2026.</span></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-size:11pt;color:black">New
medical plan designs and rate changes, including increased out of pocket
expenses and copays.</span></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-size:11pt;color:black">ARAG
Legal Identity Theft feature offers additional adult family member enrollment
options.</span></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><b><span style="font-size:11pt;color:black">Open
Enrollment deadline: Make your elections by Friday, November 21, 2025, at
5:00 p.m.</span></b></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Open
Enrollment Events and Education</span></b><span style="font-size:11pt"></span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Kaiser Permanente HMO Open Enrollment Webinar </span></b><b><span style="font-size:11pt;color:white"></span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Non-Medicare Thursday, October 30, 2025, | 9:30 a.m. – 10:30 a.m. | </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-Kaiser-faculty-staff-webinar.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">View Flyer</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Medicare Eligible Thursday, October 30, 2025, | 11:00 a.m. – 12:00
p.m. | </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-Kaiser-permanente-retiree-webinar.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">View Flyer</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Kaiser Permanente representatives will provide a
summary of the Kaiser Permanente plan options and answer any questions you
may have.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Non-Medicare: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/93112903502?pwd%3DhgARWeoTSytRTDHJSofQPw5tNBGfBs.1&sa=D&source=calendar&ust=1760935086292417&usg=AOvVaw34iLS4l27Uey0ht_YrLhaI" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Join Zoom</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Medicare Eligible: </span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/98844774947?pwd%3DAlK8d1W2cgoT5gQ0Daft3Ifnm8TJoV.1&sa=D&source=calendar&ust=1760935086292417&usg=AOvVaw1B2KexYLgqN8Ee6xqzezDM" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Join Zoom</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;background:rgb(0,112,192);font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:white">Anthem Medicare Eligible Webinar </span></b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black;background:lightgrey">| <a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-anthem-blue-cross-retiree-webinar.pdf" style="color:rgb(70,120,134)">View
Flyer<b><span style="background:windowtext"></span></b></a></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:7pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Thursday, October 30, 2025, | 10:00 p.m. – 11:00 a.m. </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Anthem
Blue Cross Medicare plans representative, and the Navitus Prescription Drug
Program representative will provide a combined webinar to share a summary of
the plans, design changes, new copays, and answer any questions you may have.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span class="gmail-MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><span style="font-size:11pt;font-family:Symbol;text-decoration-line:none">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span></span><span style="font-size:11pt;font-family:Aptos,sans-serif"><a href="https://ucr.zoom.us/j/5229526173?omn=93480352333&jst=2" style="color:rgb(70,120,134)">Join Zoom</a></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif"><span style="color:black"> </span></span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Navitus Prescription Drug Program
Webinar</span></b><b><span style="font-size:11pt;color:black"> </span></b><span style="font-size:11pt;color:black"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-navitus-webinar.pdf" style="color:rgb(70,120,134)"><span style="color:black;background:lightgrey">| View Flyer</span><span style="color:black"></span></a></span></p>
<p class="gmail-Body" style="margin:6pt 0.5in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;line-height:115%;font-family:Aptos,sans-serif;color:black">Thursday, October 30, 2025, | 12:00 p.m. –
1:00 p.m. </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">The Navitus Prescription Drug Program representative
will share a summary of the changes, new copays, and answer any questions you
may have.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span class="gmail-MsoHyperlink" style="color:rgb(70,120,134);text-decoration-line:underline"><span style="font-size:11pt;font-family:Symbol;color:windowtext;text-decoration-line:none">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span></span><span style="font-size:11pt;font-family:Aptos,sans-serif"><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/5229526173?omn%3D93480352333%26jst%3D2&sa=D&source=calendar&ust=1761424453433714&usg=AOvVaw3DzqQHMzp0mogattUNT66J" style="color:rgb(70,120,134)">Join
Zoom</a></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif"><span style="color:black"> </span></span></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;color:white">NEW for 2026!! Accolade
Non-Medicare Blue Shield PPO Open Enrollment Webinar</span></b><b><span style="font-size:11pt;line-height:110%;color:black"> <span style="background:lightgrey"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/Accolade%20Blue%20Shield%20-%20Faculty%20Staff%20Non%20Medicare.pdf" style="color:rgb(70,120,134)"><span style="color:black">| </span><span style="color:black;font-weight:normal">View Flyer</span><span style="color:black"> </span></a></span></span></b></p>
<p class="gmail-Body" style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Aptos,sans-serif;color:black">Please join Accolade for a UC systemwide
presentation outlining the upcoming changes and transition to the new Blue
Shield PPO plans. Accolade will provide detailed information on the new
plans available, outline the plan design and changes, review the new
deductible, copay, and coinsurance rates and respond to questions.</span></p>
<p class="gmail-Body" style="margin:6pt 0.5in 0in 0in;line-height:115%;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;line-height:115%;font-family:Aptos,sans-serif;color:black">You have <b>three (3) opportunities</b> to
learn about the benefits of the Non-Medicare Blue Shield PPO Plans:</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Tuesday, November 4, 2025 | 12:30 p.m. – 2:00 p.m.</span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Friday, November 14, 2025 | 12:30 p.m. – 2:00 p.m.</span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Tuesday, November 18, 2025 | 12:30 p.m. – 2:00 p.m.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Please register to attend<b>
</b>any one or all three sessions.</span><span style="font-size:11pt"> </span><a href="https://accolade.zoom.us/webinar/register/WN_7th0cpUsTpiPKq5CKy1r6A#/registration" style="color:rgb(70,120,134)"><b><span style="font-size:11pt">Register here</span></b></a><span style="font-size:11pt;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Health Equity Health Savings Account Webinar
</span></b><span style="color:black"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-Health-Equity-Webinar.pdf" style="color:rgb(70,120,134)"><b><span style="font-size:11pt;color:black;background:lightgrey">| </span></b><span style="font-size:11pt;color:black;background:lightgrey">View Flyer</span></a></span><span style="font-size:11pt;color:white"></span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Join us for a review of the benefits of having a
*Health Savings Account when you enroll in the UC HealthSavings+ plan and how
it differs from a Flexible Spending plan. The HSA pre-tax savings account
funds may be used to pay for medical out of pocket expenses as an employee as
well as medical expenses after retirement. </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">You have <b>three (3) opportunities </b>to learn
about the benefits of the Health Savings Account. *This account is only
available when enrolled in the UC HealthSavings+ medical plan</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Tuesday,
November 4, 2025 | 2:00 p.m. - 3:00 p.m.</span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Monday,
November 10, 2025 | 12:00 p.m. - 1:00 p.m.</span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Monday,
November 18, 2025 | 2:00 p.m. - 3:00 p.m.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Please </span><a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=5106693&sessionid=1&key=5944F796FB757750F90C3151D3E7FCD0&groupId=5650711&sourcepage=register" style="color:rgb(70,120,134)"><b><span style="font-size:11pt">Register here to attend</span></b></a><span style="font-size:11pt"> any one or all three sessions</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">United
Healthcare Medicare Advantage PPO Plan Open Enrollment Webinar</span></b><span style="font-size:11pt;color:white"> </span><span style="color:black"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-united-healthcare-webinar.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;background:lightgrey">| View Flyer</span></a></span><span style="font-size:11pt;color:white"></span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:5pt"> </span></p>
<p class="gmail-MsoListParagraph" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">Medicare
Eligible – Wednesday, November 5, 2025, | 9:30 p.m. – 10:30 a.m.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">United Healthcare representatives will provide a
summary of the United Healthcare plan benefits, any plan design changes, and
answer any questions you may have.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><a href="https://ucr.zoom.us/j/97393391976?pwd=AbSRsHgzikE8YWeRkAnzvSUZDTnC2X.1" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Join Zoom</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.25in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;color:white">Health Net HMO Open Enrollment
Webinar </span></b><b><span style="font-size:11pt;line-height:110%;color:black;background:lightgrey">| </span></b><span style="font-size:11pt;line-height:110%;color:black;background:lightgrey"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-health-net-webinar.pdf" style="color:rgb(70,120,134)"><span style="color:black">View Flyer<b> </b></span></a></span></p>
<p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Wednesday, November 5, 2025, |
11:00 a.m. – 12:00 p.m. </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Health Net representatives will
provide a summary of the Health Net plan benefits and answer any questions
you may have.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><a href="https://ucr.zoom.us/j/96161127702?pwd=1VmrTysOLdr5AA38LpbMTV6frJ3Ycb.1" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Join Zoom</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"> </p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Kaiser Permanente's Wellness Mobile
Health Vehicle is Coming to You </span></b><b><span style="font-size:11pt;color:black;background:lightgrey"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-kp-van.pdf" style="color:rgb(70,120,134)">|
<span style="font-weight:normal">View Flyer</span><span style="font-weight:normal"></span></a></span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
<p class="gmail-MsoListParagraph" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;color:black">Thursday, November 6, 2025, from 8:00
a.m. – 9:45 a.m. and 11:00 a.m. – 1:45
p.m.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Screenings for Kaiser Permanente and Non-Kaiser
Permanente members. Free flu shots for those who register for the Biometric
Screening.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><a href="https://wellness-event.kaiserpermanente.org/?kp_shortcut_referrer=kp.org/wellnessevent" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Register</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.25in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">UC Riverside In-Person, On-Campus
Benefits, Health, and Wellness Fair! </span></b><b><span style="font-size:11pt;color:black;background:lightgrey">| </span></b><span style="font-size:11pt;color:black;background:lightgrey"><a href="https://documents.ucr.edu/HR-Benefits/Benefits-oe-Health-Wellness-Fair.pdf" style="color:rgb(70,120,134)"><span style="color:black">View Flyer</span><span style="color:black"></span></a></span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:black"> </span></b></p>
<p class="gmail-MsoListParagraph" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;color:black">Thursday, November 6, 2025, from
10:00 a.m. to 2:00 p.m. </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;color:black">Join us and our benefit plan providers for the in-person UC Riverside
Benefits, Health, and Wellness Fair featuring<b><i> Kaiser Flu Shots and
Health Screenings Mobile Unit, Free Massages, Selfie Photo Booth with Scotty
Bear, provider giveaways, raffle drawings, </i>healthy snacks, relaxing music
from KUCR and more.</b></span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Join us at the HUB, Third
Floor, Room 302 South</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Open Enrollment Virtual Help </span></b><b><span style="font-size:11pt;color:white">Desk </span></b><span style="color:black"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-retirees-virtual-help-desk-flyer.pdf" style="color:rgb(70,120,134)"><span style="font-size:11pt;color:black;background:lightgrey">| View Flyer</span></a></span><span style="font-size:11pt;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white"> </span></b></p>
<p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Monday, November 10, 2025, | 8:00 a.m. – 5:00 p.m.<b></b></span></p>
<p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Reach out to the Human Resources Benefits Office during
the Virtual Open Enrollment Help Desk hours to receive guidance and obtain
answers to questions regarding the changes to health and welfare plans. </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">UCR Benefits Representatives
will be available to assist by email for a rapid response at </span><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">benefits@ucr.edu</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">
and by phone at 951.827.2636 and 951.827.5086.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:110%;background:rgb(0,112,192);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;line-height:110%;color:white">UCR Health Overview Webinar </span></b><span style="color:black"><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-ucrhealth-webinar.pdf" style="color:rgb(70,120,134)"><b><span style="font-size:11pt;line-height:110%;color:black;background:lightgrey">|
</span></b><span style="font-size:11pt;line-height:110%;color:black;background:lightgrey">View Flyer</span></a></span><b><span style="font-size:11pt;line-height:110%;color:white"></span></b></p>
<p class="gmail-Body" style="margin:0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">Wednesday, November 12, 2025, |
11:00 a.m. – 12:00 p.m. </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">UCR Health is affiliated with
the University of California, Riverside School of Medicine and has a team of
physicians, specialists and healthcare professionals with medical offices
located throughout the Inland Empire, you don’t have to travel long distances
for access to quality healthcare.</span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"> </span></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0in;font-size:10pt;font-family:Arial,sans-serif"><b><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black">How to Participate:</span></b></p>
<p class="gmail-Body" style="margin:0in 0.05in 0in 0.5in;font-size:10pt;font-family:Arial,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/98341626985?pwd%3DxFyy93yVg7rJLC0zdCfAxkr9XEbGDX.1%26jst%3D2&sa=D&source=calendar&ust=1761071089410910&usg=AOvVaw3n64VRSZ9ybVlGztWIQNjx" style="color:rgb(70,120,134)"><span style="font-size:11pt;font-family:Aptos,sans-serif">Join Zoom</span></a><span style="font-size:11pt;font-family:Aptos,sans-serif;color:black"></span></p>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><br></p>
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<td width="623" colspan="2" style="width:467.5pt;border:none;background:rgb(78,167,46);padding:0in 5.4pt;height:33.7pt">
<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Contact us<span style="background:darkblue"></span></span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;color:black">For questions regarding Open Enrollment, please contact the Benefits
Office via email at </span><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)"><span style="font-size:11pt;color:black">benefits@ucr.edu</span></a><span style="font-size:11pt;color:black">.</span><span style="font-size:11pt"></span></p>
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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:115%;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;line-height:115%"> </span></p><br></div>