<div dir="ltr"><div class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></div><h1 style="margin:12pt 0in 0in;line-height:105%;break-after:avoid;font-size:16pt;font-family:"Calibri Light",sans-serif;color:rgb(46,116,181);font-weight:normal"><img src="cid:ii_mgts7qoz0" alt="image.jpeg" width="288" height="52"></h1>

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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">October 16,
2025</span></p>

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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Emeriti & Retirees</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Retirement Center on behalf of UCR Central HR Benefits Office </span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Riverside Medical Clinic Remains In-Network for UC Medicare
  Choice PPO</span></b><span style="font-family:Arial,sans-serif"></span></p>
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  United Healthcare has provided an important clarification regarding the
  recent news about Riverside Medical Clinic and United Healthcare coverage. Recent
  confusion has arisen due to reports about upcoming service area changes and
  plan terminations affecting certain UnitedHealthcare Individual Medicare
  Advantage plans effective January 1, 2026. These changes do not apply to
  employer-sponsored Group UnitedHealthcare Medicare Advantage plans, such as UC
  Medicare Choice.</span></p>
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  <p class="MsoNormal" style="margin:0in;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Riverside
  Medical Clinic remains in-network for the UC Medicare Choice PPO plan and
  will continue to be in-network for all UnitedHealthcare employer-sponsored
  Medicare Advantage PPO plans.</span></p>
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