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<p class="MsoNormal" style="margin:0in;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif">October
6, 2025</span></p>
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<p class="MsoNormal" style="font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif">To: UCR
Emeriti & Retirees</span></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif">From: UCR Emeriti & Retirees’ Associations</span></p>
<p class="MsoNormal" style="margin:0in 0in 6pt;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-size:12pt;font-family:Arial,sans-serif">Re:<b> </b><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Fall 2025 Tower Talk Newsletter</span></p>
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document to view the UCR Emeriti and Retirees’ 2025 Fall Tower Talk
Newsletter. Included are clickable links to help navigate through the
relevant content in the newsletter. Below is a pictured view of what is
included.</span></p>
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