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<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><b><span style="font-family:Arial,sans-serif">September 25,
2025</span></b></p>

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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">To:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Emeriti & Retirees</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">From:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 3pt 5.3pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Retirement Center</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Re:</span></p>
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  <p class="MsoNormal" style="margin:3pt 0in 6pt 5.05pt;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif;color:black"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span>Today 9/25! Understanding
  Required Minimum Distributions</span><span style="font-family:Arial,sans-serif;color:black"> </span><span style="font-family:Arial,sans-serif">Featuring
  Fidelity Investments</span></p>
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  <p class="MsoNormal" style="margin:6pt 0in 0in;line-height:110%;font-size:11pt;font-family:Calibri,sans-serif"><a href="https://fmr.zoom.us/webinar/register/WN_CXs1xYQdRPOcIfdYMICDoA#/registration" style="color:rgb(5,99,193)"><span style="font-family:Arial,sans-serif;color:windowtext;text-decoration-line:none"><img src="cid:ii_mfzlte2a1" alt="A calculator and pen on a table

AI-generated content may be incorrect." width="503" height="422"></span></a><span style="font-family:Arial,sans-serif"></span></p>
  <p class="MsoNormal" style="margin:6pt 0in 0in;line-height:110%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">The
  UCR Retirement Center invites you to participate in the online presentation –
  Understanding Required Minimum Distributions presented by Fidelity
  Investments. In this session, retirees and emeriti will review the basics of
  RMDs. How they work and how they relate to your accounts with the UC
  Retirement Savings Program. <br>
  <br>
  <b><span style="color:rgb(31,78,121)">Understanding Required Minimum Distributions</span></b></span></p>
  <p class="MsoNormal" style="margin:6pt 0in 0in;line-height:110%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">Thursday,
  September 25, 2025</span></p>
  <p class="MsoNormal" style="margin:0in 0in 8pt;line-height:105%;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">1:00 – 2:00
  p.m. Pacific Time via Zoom<br>
  <br>
  Emeriti and retirees may register for this Zoom session using the Fidelity
  webpage at:</span><span style="color:black"><br>
  </span><a href="https://fmr.zoom.us/webinar/register/WN_CXs1xYQdRPOcIfdYMICDoA#/registration" style="color:rgb(5,99,193)">https://fmr.zoom.us/webinar/register/WN_CXs1xYQdRPOcIfdYMICDoA#/registration</a>
  </p>
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  We hope you can join us!</span></p>
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  Warmly,</span></p>
  <p class="MsoNormal" style="margin:6pt 0in 0in;line-height:normal;font-size:11pt;font-family:Calibri,sans-serif"><span style="font-family:Arial,sans-serif">UCR
  Retirement Center</span></p>
  <p class="MsoNormal" style="margin:0in;line-height:110%;font-size:11pt;font-family:Calibri,sans-serif"><a href="mailto:retirees@ucr.edu" style="color:rgb(5,99,193)"><span style="font-family:Arial,sans-serif">retirees@ucr.edu</span></a><span style="font-family:Arial,sans-serif"> </span></p>
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