<div dir="ltr"><div><br></div><div class="gmail_quote gmail_quote_container"><div dir="ltr"><div class="gmail_quote"><div dir="ltr"><table style="border:none;border-collapse:collapse"><colgroup><col width="80"><col width="679"></colgroup><tbody><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><br></td></tr><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span><img src="cid:ii_mfbexkr53" alt="image.png" width="143" height="43" style="margin-right: 0px;"><br><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="font-size:small;color:rgb(34,34,34)"><font face="tahoma, sans-serif"><br></font></span></span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="tahoma, sans-serif"><span style="font-size:small;color:rgb(34,34,34)"></span><b>September 8, 2025</b></font></span></p><font face="tahoma, sans-serif"><br></font></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="tahoma, sans-serif">To: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="tahoma, sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span></font></span><span style="font-family:Arial,sans-serif;font-size:11pt">UCR Emeriti and Retirees</span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="tahoma, sans-serif">From: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><font face="tahoma, sans-serif"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span class="gmail_default" style="font-size:small"></span></span><span lang="EN" style="font-size:11pt;line-height:115%"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span></span></font><span lang="EN" style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">Central HR </span><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">Retirement Center on Behalf of Central HR Benefits Office</span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="tahoma, sans-serif">Re: </font></span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><b style=""><font face="tahoma, sans-serif"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span></font></b></span><b><span style="font-size:11pt;line-height:115%;font-family:Arial,sans-serif">ARAG Legal Plan Overview - Tomorrow!</span></b></p></td></tr><tr style="height:19.75pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><font face="arial, sans-serif">____________________________________________________________</font></span></p></td></tr><tr style="height:0pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><span class="gmail_default" style="font-family:verdana,sans-serif;font-size:small"></span><table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;border:none">
 <tbody><tr>
  <td width="215" valign="top" style="width:161pt;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"><img src="cid:ii_mf34bboh0" alt="A yellow circle with black text

AI-generated content may be incorrect." width="196" height="148"></span></p><br><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
  </td>
  <td width="394" valign="top" style="width:4.1in;padding:0in 5.4pt">
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"><br></span></p><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"><br></span></p><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Please join us to
  learn more about the benefits of the ARAG Legal Plan. Learn about what they
  have to offer in this informative overview webinar!  </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif">ARAG-Legal Plan
  Overview</span></b><span style="font-size:11pt;font-family:Arial,sans-serif"></span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Tuesday, September 9,
  2025, 10:00a.m. - 11:00a.m.</span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"><a href="https://www.google.com/url?q=https://ucr.zoom.us/j/97784839559?pwd%3DflV83pLWkenwA5pYdqsPQ0AcefckoV.1%26jst%3D2&sa=D&source=calendar&ust=1756738074847620&usg=AOvVaw1PzzRGcco35QyNaAH8RUmU" style="color:rgb(70,120,134)" target="_blank">Join Zoom Meeting</a></span></p>
  <p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif"> </span></p>
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</tbody></table><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="background-color:transparent;font-family:arial,sans-serif;font-size:12pt;color:rgb(0,0,0);font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">If you have questions, please email </span><a href="mailto:benefits@ucr.edu" style="font-family:arial,sans-serif;text-decoration-line:none" target="_blank"><span style="font-size:12pt;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">benefits@ucr.edu</span></a><span style="background-color:transparent;font-family:arial,sans-serif;font-size:12pt;color:rgb(0,0,0);font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">.</span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="background-color:transparent;font-family:arial,sans-serif;font-size:12pt;color:rgb(0,0,0);font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span></p><img src="cid:ii_mf34c7ra1" alt="benefits-sept-webinars.jpg" width="524" height="679" style="margin-right:0px"><br><br><span class="gmail_default" style="font-size:small"><font face="tahoma, sans-serif">Please note that while Prudential's webinar will cover Life, AD&D and the UC Plus Plans, retirees and emeriti are only eligible for the Accidental Death and Dismemberment (AD&D).</font></span><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="background-color:transparent;font-family:arial,sans-serif;font-size:12pt;color:rgb(0,0,0);font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"></span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"></p></td></tr></tbody></table></div></div></div><br>
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