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<body lang="EN-US" link="#0563C1" vlink="#954F72" style="word-wrap:break-word">
<div class="WordSection1">
<h1><span style="font-size:12.0pt;line-height:105%;font-family:"Arial",sans-serif"><img width="240" height="37" id="Picture_x0020_2" src="cid:image001.png@01DB7EBE.477A8760"></span></h1>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">February 14, 2025<o:p></o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="642" style="width:481.5pt;margin-left:-4.5pt;border-collapse:collapse">
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Emeriti & Retirees<o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
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<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Retirement Center <o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<tr>
<td width="54" valign="top" style="width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
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<td width="551" valign="top" style="width:413.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:5.05pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">Reminder: 2/20 Tax Efficient Investing Featuring Fidelity Investments
<o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
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<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;line-height:110%">
<a href="https://fmr.zoom.us/webinar/register/WN_EaEixln5T8eHqqYfLRaHNA#/registration"><span style="font-family:"Arial",sans-serif;color:windowtext;text-decoration:none"><img border="0" width="624" height="523" id="Picture_x0020_1" src="cid:image002.jpg@01DB7EBE.477A8760" alt="A calculator and a clock
Description automatically generated"></span></a><span style="font-family:"Arial",sans-serif"><br>
Please join us for this Informational Workshop to learn about the impact taxes can have on your portfolio, discuss strategies to help plan for taxes and review upcoming changes in tax law. Participants will have the opportunity to ask questions and Fidelity
Investments Adrian Rodriguez will be leading this session.<br>
<br>
<b><span style="color:#1F4E79">Tax Efficient Investing Featuring Fidelity Investments<o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:110%"><span style="font-family:"Arial",sans-serif">Thursday, February 20, 2025<b><span style="color:#1F4E79"><o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:110%"><span style="font-family:"Arial",sans-serif">1:00 – 2:00 p.m. via Zoom<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;line-height:110%">
<span style="font-family:"Arial",sans-serif">Register for this Zoom session using the Fidelity webpage at:
<br>
</span><a href="https://fmr.zoom.us/webinar/register/WN_EaEixln5T8eHqqYfLRaHNA#/registration">https://fmr.zoom.us/webinar/register/WN_EaEixln5T8eHqqYfLRaHNA#/registration</a>
<span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:110%"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
</td>
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<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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