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</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72" style="word-wrap:break-word">
<div class="WordSection1">
<h1><img width="288" height="52" id="_x0000_i1026" src="cid:image001.jpg@01DB5302.733F4D50"></h1>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">December 20, 2024<o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Emeriti & Retirees<o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
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<tr>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Retirement Center <o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
</td>
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<tr>
<td width="54" valign="top" style="width:40.5pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
</td>
<td width="551" valign="top" style="width:413.2pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:5.05pt;line-height:normal">
<b><span style="font-family:"Arial",sans-serif">Happy Holidays<o:p></o:p></span></b></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
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<td width="642" colspan="3" valign="top" style="width:481.5pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="margin-top:6.0pt"><span style="font-family:"Arial",sans-serif"><img width="594" height="390" id="Picture_x0020_1" src="cid:image002.png@01DB5302.733F4D50"></span><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:6.0pt"><span style="font-family:"Arial",sans-serif">As we approach 2025, I want to take a moment to thank you for the time we have spent together in our 2024 programs and events. Your engagement and participation have
 been vital in driving the programs and initiatives of the UCR Emeriti and Retirees’ Associations as well as the Retirement Center forward. We are so thankful to our retirees and emeriti for the many contributions, valuable time and support that is devoted
 to our campus. <br>
<br>
Wishing you and your family a wonderful holiday season. May the new year be filled with joy, great health and peace. We look forward to reconnecting in the new year and please look out for the Winter Tower Talk newsletter in early January.
<br>
<br>
The UC Riverside campus will be closed beginning Monday, December 23, 2024 and will reopen on Thursday, January 2, 2025.<br>
<br>
Happy holidays!<br>
<br>
Warmly,<br>
<br>
Cristina Otegui<br>
UCR Retirement Center<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:6.0pt"><span style="font-family:"Arial",sans-serif"><br>
<br>
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:6.0pt"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:6.0pt"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif"><br>
</span><span style="font-size:10.0pt;line-height:105%"><br>
<br>
<o:p></o:p></span></p>
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<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<span style="font-family:"Arial",sans-serif"><br>
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</span><span style="font-size:10.5pt;line-height:110%;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:110%"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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