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<p class="MsoNormal"><span style="font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif"><img width="759" height="303" id="Picture_x0020_1" src="cid:image001.png@01DB3CB1.F0439340" alt="A person in a white shirt
Description automatically generated"></span><span style="font-size:10.0pt;line-height:105%;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif">November 22, 2024<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
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<p class="MsoNormal" style="margin-left:-6.3pt;text-align:justify"><span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
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<td width="629" style="width:471.9pt;padding:0in 5.4pt 0in 5.4pt;height:22.8pt">
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">UCR Emeriti and Retirees<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-left:-6.3pt;text-align:justify"><span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
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<td width="629" style="width:471.9pt;padding:0in 5.4pt 0in 5.4pt;height:22.8pt">
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Central HR Benefits Office<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-left:-6.3pt;text-align:justify"><span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
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<p class="MsoNormal"><a name="_Hlk84571348"><span style="font-family:"Arial",sans-serif">Benefits Open Enrollment Ends Today</span></a><span style="font-family:"Arial",sans-serif">, November 22, 2024<o:p></o:p></span></p>
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<td width="758" valign="top" style="width:7.9in;padding:0in 5.4pt 0in 5.4pt;height:40.95pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="683" style="width:512.35pt;border-collapse:collapse">
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<p class="MsoNormal" style="margin-top:6.0pt;text-align:justify;line-height:115%;background:#002060">
<b><span style="font-family:"Arial",sans-serif;color:white">BENEFITS OPEN ENROLLMENT ENDS TODAY</span></b><span style="font-family:"Arial",sans-serif;color:white">
<b>FRIDAY, NOVEMBER 22, 2024, AT 5:00 P.M.</b><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;text-align:justify;line-height:normal">
<b><span style="font-family:"Arial",sans-serif;color:#002060"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-family:"Arial",sans-serif">It is essential for all Emeriti and Retirees to</span></b><b><span style="font-family:"Arial",sans-serif;mso-ligatures:standard"> review medical
plan design and rate changes that include increased out-of-pocket expenses and copays for all plans.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-family:"Arial",sans-serif;mso-ligatures:standard"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-family:"Arial",sans-serif;mso-ligatures:standard">After reviewing the medical plan changes, if you are satisfied with your current benefit elections and not making any changes,</span></b><span style="font-family:"Arial",sans-serif;mso-ligatures:standard">
<b>no action is required for Open Enrollment,</b> and all existing benefits will roll over to the new plan year effective January 1, 2025.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-family:"Arial",sans-serif;mso-ligatures:standard"><o:p> </o:p></span></b></p>
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<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:white">New this year</span></b><b><span style="font-family:"Arial",sans-serif;color:white"><o:p></o:p></span></b></p>
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<p class="MsoListParagraphCxSpFirst" style="margin-bottom:0in;mso-add-space:auto;line-height:normal">
<b><span style="font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l1 level1 lfo5">
<![if !supportLists]><span style="font-family:Symbol;color:black"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><b><span style="font-family:"Arial",sans-serif;color:black">New Medical Plan Design and Rate changes, including increased out of pocket expenses and copays to consider your options and costs.<o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l1 level1 lfo5">
<![if !supportLists]><span class="MsoHyperlink"><span style="font-family:Symbol;color:black;text-decoration:none"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span></span><![endif]><span style="font-family:"Arial",sans-serif;color:black">Review the UCOP Medical Plan Changes Communication<b>
</b>– </span><a href="https://ucnet.universityofcalifornia.edu/employee-news/letter-from-systemwide-hr-vp-cheryl-lloyd/"><span style="font-family:"Arial",sans-serif;color:black">Systemwide Human Resources Vice President Cheryl Lloyd’s letter to the UC community
about medical plan changes for 2025.</span></a><span style="font-family:"Arial",sans-serif;color:black">|<span class="MsoHyperlink"><span style="color:black">
</span></span><span class="MsoHyperlink"><span style="color:black;text-decoration:none">and
</span></span></span><a href="https://ucnet.universityofcalifornia.edu/benefits/understanding-your-benefits/details-about-your-benefits/oe-2025-benefits-faq/"><span style="font-family:"Arial",sans-serif;color:black">Frequently asked questions on UCnet</span></a><span class="MsoHyperlink"><b><span style="font-family:"Arial",sans-serif;color:black;text-decoration:none"><o:p></o:p></span></b></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;mso-add-space:auto;text-indent:-.25in;line-height:normal;mso-list:l1 level1 lfo5">
<![if !supportLists]><span style="font-family:Symbol;color:black"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><u><span style="font-family:"Arial",sans-serif;color:black">CORE will now have a monthly premium</span></u><span style="font-family:"Arial",sans-serif;color:black">!</span><b><span style="font-family:"Arial",sans-serif;color:#0070C0">
</span></b><a href="https://ucnet.universityofcalifornia.edu/benefits/health-welfare/medical/core/"><b><span style="font-family:"Arial",sans-serif;color:#0070C0">Please review your coverage options.</span></b></a><b><span style="font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></b></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l1 level1 lfo5">
<![if !supportLists]><span style="font-family:Symbol;color:black"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span style="font-family:"Arial",sans-serif;color:black">ALEX Retiree Premium Estimator Tool -
</span><a href="https://uc.jellyvisioncustom.com/retiree-graduated-eligibility-premium"><span style="font-family:"Arial",sans-serif">UC’s new retiree health plan premium estimator</span></a><span style="font-family:"Arial",sans-serif;color:black">.<o:p></o:p></span></p>
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</span></span></span><![endif]><span style="font-family:"Arial",sans-serif;color:black">ARAG Legal Identity Theft feature offers additional adult family member enrollment options.<o:p></o:p></span></p>
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</span></span></span><![endif]><b><span style="font-family:"Arial",sans-serif;color:black">Open Enrollment deadline:</span></b><span style="font-family:"Arial",sans-serif;color:black"> Make your elections by Friday, November 22, 2024, at 5:00 p.m.<o:p></o:p></span></p>
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<p class="MsoNormal"><a name="_Hlk116555943"><b><span style="font-family:"Arial",sans-serif;color:white">UCR Emeriti and Retiree Open Enrollment Benefits – Tools and Resources</span></b></a><span style="mso-bookmark:_Hlk116555943"><b><span style="font-family:"Arial",sans-serif;color:white"><o:p></o:p></span></b></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif">The
</span><a href="https://emeriti-retirees.ucr.edu/ucr-open-enrollment-2025"><b><span style="font-family:"Arial",sans-serif">UCR 2025 E</span></b><b><span style="font-family:"Arial",sans-serif">meriti and Retiree
</span></b><b><span style="font-family:"Arial",sans-serif">Benefits Open Enrollment website</span></b></a><u><span style="font-family:"Arial",sans-serif;color:#2E74B5">
</span></u><span style="font-family:"Arial",sans-serif">is available to access valuable information about this year’s benefit plans, and highlights important, need to know changes and information regarding benefit costs and options for the coming year.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><a name="_Hlk148969430"><b><u><span style="font-family:"Arial",sans-serif"><o:p><span style="text-decoration:none"> </span></o:p></span></u></b></a></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk148969430"></span><a href="https://documents.ucr.edu/HR-Benefits/benefits-Emeriti-and-Retiree-Open-Enrollment-Review-Recorded.pptx"><span style="mso-bookmark:_Hlk148969430"><b><span style="font-family:"Arial",sans-serif">UCR
E</span></b></span><span style="mso-bookmark:_Hlk148969430"><b><span style="font-family:"Arial",sans-serif">meriti and Retirees</span></b></span><span style="mso-bookmark:_Hlk148969430"><b><span style="font-family:"Arial",sans-serif"> Open Enrollment Presentation</span></b></span></a><span style="mso-bookmark:_Hlk148969430"><b><u><span style="font-family:"Arial",sans-serif">
</span></u></b></span><span style="mso-bookmark:_Hlk148969430"><span style="font-family:"Arial",sans-serif;color:black">– Download and<b>
</b>review our pre-recorded presentation highlighting new plan rates, enhancements, and changes.
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<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif">Links to Additional Resources:<o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://ucnet.universityofcalifornia.edu/oe/retiree-start/"><b><span style="font-family:"Arial",sans-serif">UCnet Emeriti and Retiree Open Enrollment Website</span></b></a><b><u><span style="font-family:"Arial",sans-serif;color:#0563C1"><o:p></o:p></span></u></b></p>
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<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:white">Contact Us<o:p></o:p></span></b></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif">For questions regarding Open Enrollment, please contact the Benefits Office via email at
</span><a href="mailto:benefits@ucr.edu"><span style="font-family:"Arial",sans-serif">benefits@ucr.edu</span></a><span style="font-family:"Arial",sans-serif">.<o:p></o:p></span></p>
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