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<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<h1><span style="font-size:12.0pt;line-height:105%;font-family:"Arial",sans-serif"><img width="240" height="36" id="Picture_x0020_2" src="cid:image001.png@01DA4E9F.DA512AD0"></span></h1>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">January 24, 2024<o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
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<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Emeriti & Retirees<o:p></o:p></span></p>
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<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
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<td width="551" valign="top" style="width:413.2pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:5.3pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">UCR Retirement Center <o:p></o:p></span></p>
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<p class="MsoNormal"> </p>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:5.05pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">Today! Tax Efficient Investing Featuring Fidelity Investments Workshop
<o:p></o:p></span></p>
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<td style="border:none;padding:0in 0in 0in 0in" width="37">
<p class="MsoNormal"> </p>
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<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;line-height:110%">
<a href="https://fmr.zoom.us/webinar/register/WN_6X_atbKZQ4eFvU9oQfoF3w#/registration"><span style="font-family:"Arial",sans-serif;color:windowtext;text-decoration:none"><img border="0" width="583" height="489" id="Picture_x0020_1" src="cid:image002.jpg@01DA4E9F.DA512AD0"></span></a><span style="font-family:"Arial",sans-serif"><br>
Please join us for this Informational Workshop to learn about the impact taxes can have on your portfolio, discuss strategies to help plan for taxes and review upcoming changes in tax law. Participants will have the opportunity to ask questions and Fidelity
Investments Adrian Rodriguez will be leading this session.<br>
<br>
<b><span style="color:#1F4E79">Tax Efficient Investing Featuring Fidelity Investments<o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">Wednesday, January 24, 2024<b><span style="color:#1F4E79"><o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">1:00 – 2:00 p.m. via Zoom<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">Emeriti and retirees may register for this Zoom session using the Fidelity webpage at:
<br>
</span><a href="https://fmr.zoom.us/webinar/register/WN_6X_atbKZQ4eFvU9oQfoF3w#/registration"><span style="font-family:"Arial",sans-serif">https://fmr.zoom.us/webinar/register/WN_6X_atbKZQ4eFvU9oQfoF3w#/registration</span></a><span style="font-family:"Arial",sans-serif">
<o:p></o:p></span></p>
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<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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