<div dir="ltr"><table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;border-width:medium;border-style:none;border-color:currentcolor"><tbody><tr style="height:27pt"><td width="623" colspan="2" valign="top" style="width:467.5pt;padding:0in 5.4pt;height:27pt"><img src="cid:ii_mu1rtd3u4" alt="benefits-2020-logo1 (1).png" width="151" height="56" style="margin-right: 0px;"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><br></p><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;font-family:Arial,sans-serif">September 14, 2026</span></b></p><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif"> </span></b></p></td></tr><tr style="height:0.2in"><td width="53" valign="top" style="width:39.55pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">To:</span></p></td><td width="571" valign="top" style="width:427.95pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Department Bnefits Representatives (DBRs)</span></p></td></tr><tr style="height:0.2in"><td width="53" valign="top" style="width:39.55pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">From:</span></p></td><td width="571" valign="top" style="width:427.95pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Arial,sans-serif">Central HR Benefits Office</span></p></td></tr><tr style="height:0.2in"><td width="53" valign="top" style="width:39.55pt;padding:0in 5.4pt;height:0.2in"><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span lang="EN" style="font-size:11pt;font-family:Arial,sans-serif">Re:</span></p></td><td width="571" valign="top" style="width:427.95pt;padding:0in 5.4pt;height:0.2in"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span id="gmail-docs-internal-guid-3d0c7ce9-7fff-482f-ba46-f1f9eb57a864"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;font-variant:normal;vertical-align:baseline;white-space:pre-wrap">SchoolsFirst and Altura Credit Unions Informational Plan Overviews</span></span></p></td></tr><tr style="height:34.65pt"><td width="623" colspan="2" valign="top" style="width:467.5pt;padding:0in 5.4pt;height:34.65pt"><div style="border-width:medium medium 1.5pt;border-style:none none solid;border-color:currentcolor currentcolor windowtext;padding:0in 0in 1pt"><p class="MsoNormal" style="margin:0in;line-height:normal;border-width:medium;border-style:none;border-color:currentcolor;padding:0in;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:10pt;font-family:Arial,sans-serif"> </span></p></div><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:10pt;font-family:Arial,sans-serif"> </span></p><p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span id="gmail-docs-internal-guid-8302f6f4-7fff-d6a9-a126-980b9c685c78"></span></p><div dir="ltr" style="margin-left:0pt" align="left"><table style="border-width:medium;border-style:none;border-color:currentcolor;border-collapse:collapse"><colgroup><col width="53"><col width="571"></colgroup><tbody><tr style="height:0pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:11pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">DBRs, please share this information via your internal listserv.  </span><span style="font-size:11pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:underline;vertical-align:baseline;white-space:pre-wrap">Please do not reply to this email</span><span style="font-size:11pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">.  Please send a separate email with questions to </span><a href="mailto:benefits@ucr.edu" style="text-decoration:none"><span style="font-size:11pt;font-family:"Fira Sans",sans-serif;color:rgb(70,120,134);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;vertical-align:baseline;white-space:pre-wrap">benefits@ucr.edu</span></a><span style="font-size:11pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">.</span></p><br></td></tr><tr style="height:14.4pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Please join us tomorrow for the SchoolsFirst and Altura credit unions informational plan overviews. For additional webinars, view the </span><a href="https://documents.ucr.edu/HR-Benefits/Benefits-Flyer-Sept.pdf" style="text-decoration:none"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(70,120,134);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;vertical-align:baseline;white-space:pre-wrap">September Benefit Provider Plan Overview Flyer</span></a><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">.</span></p><br><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Credit Union participation offers a wealth of financial planning options including high interest earning savings accounts, low loan rates for home and auto, and more.  </span><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Please join us on September 15, 2026 to learn more about your options</span><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">.  Please use the information below to attend.  No registration is required.</span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap"><img src="cid:ii_mu1rs0kk2" alt="SCHOOLSFIRST FEDERAL CREDIT UNION - CLOSED - Updated August ..." style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none;" width="207" height="127"></span><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap"> </span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Tuesday, September 15, 2026</span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">10:00 – 10:30  AM</span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><a href="https://ucr.zoom.us/j/96839572869?pwd=9saif9R79oTXQlbWjvuxPDwO5CMwDw.1" style="text-decoration:none"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(70,120,134);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;vertical-align:baseline;white-space:pre-wrap">Join the SchoolsFirst Credit Union Webinar</span></a><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap"> </span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap"><img src="cid:ii_mu1rs0km3" alt="Altura Credit Union Projects :: Photos, videos, logos ..." style="border-width: medium; border-style: none; border-color: currentcolor; border-image: none;" width="176" height="137"></span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Tuesday, September 15, 2026</span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">10:30 -11:00 AM</span></p><p dir="ltr" style="line-height:1.39;text-align:center;margin-top:0pt;margin-bottom:8pt"><a href="https://ucr.zoom.us/j/96839572869?pwd=9saif9R79oTXQlbWjvuxPDwO5CMwDw.1" style="text-decoration:none"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(70,120,134);background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;vertical-align:baseline;white-space:pre-wrap">Join the Altura Credit Union Webinar</span></a></p><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:700;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap"><br></span></p><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:"Fira Sans",sans-serif;color:rgb(0,0,0);background-color:transparent;font-weight:700;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap">Webinars will not be recorded.</span></p></td></tr></tbody></table></div></td></tr></tbody></table></div>