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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black;border:none windowtext 1.0pt;padding:0in"><img width="144" height="55" id="Picture_x0020_1" src="cid:image001.png@01DD2EEE.65C2EAF0" alt="A blue text on a black background

AI-generated content may be incorrect."></span><b><span lang="EN" style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span lang="EN" style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></b></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span lang="EN" style="font-size:11.0pt;font-family:"Arial",sans-serif">August 18, 2026<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span lang="EN" style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></b></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">To:
<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">Department Benefits Representatives (DBRs)<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">From:
<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">Central HR Benefits Office on behalf of UC Office of the President<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">Re:
<o:p></o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:150%"><b><span style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif">Blue Shield - HealthSavings+ 2026 Individual Out-of-Pocket Limit Update</span></b><span lang="EN" style="font-size:11.0pt;line-height:150%;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
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<span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p style="margin:0in"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">DBRs, please share this information via your internal listserv. 
<b><u>Please do not reply to this email</u></b>.  Please send a separate email with questions to
</span><a href="mailto:benefits@ucr.edu"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">benefits@ucr.edu</span></a><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">.<o:p></o:p></span></p>
<p style="margin:0in"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span lang="EN" style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%"><b>This information is for Blue Shield HealthSavings+ plan members only.</b><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">UCOP recently discovered a Blue Shield system configuration issue for HealthSavings+ family coverage and is collaborating with Blue Shield to fix it. This update ensures the 2026 federal individual
 out-of-pocket limit of <b>$10,600</b> is applied correctly to each family member.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">While the overall family out-of-pocket maximum remains unchanged, no individual family member will pay more than <b>$10,600</b> for in-network medical services and prescription drugs. The individual-only
 plan limit remains <b>$6,700</b>. <b>All Blue Shield HealthSavings+ members</b> should review the essential information below:<o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%;mso-list:l2 level1 lfo3">
<b>System Updates</b> — UCOP, Blue Shield, and Navitus are actively updating system coding and reviewing affected 2026 claims.<o:p></o:p></li><li class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%;mso-list:l2 level1 lfo3">
<b>Member Refunds</b> — Providers will automatically issue refunds for any over-collected amounts after claims are adjusted.<o:p></o:p></li><li class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%;mso-list:l2 level1 lfo3">
<b>Member Communications</b> — Affected members will be contacted directly with details regarding their adjustments and refunds.<o:p></o:p></li><li class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%;mso-list:l2 level1 lfo3">
<b>Member Support</b> — Members with questions should contact Accolade using the number on their member ID card at <b>1‑866‑406‑1182</b>, Monday through Friday, 5:00 AM to 8:00 PM Pacific Time.<o:p></o:p></li></ul>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%"><b>Additional Details on Member Refunds</b><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">Any adjustment will be based on eligible cost-sharing that counts toward the plan’s out-of-pocket maximum. If a member paid a provider more than the corrected member responsibility, the provider
 will generally issue the resulting refund automatically after receiving the adjusted claim. Refund timing is determined by the provider.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">Provider refunds will occur <b>after</b> the system corrections are completed and the member’s accumulations have been updated, which means the timing may vary and cannot be estimated at this
 stage.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">If a provider refund is not received automatically, Accolade can assist the member with contacting the provider. Accolade may also assist with earlier provider outreach if requested, although
 outreach does not guarantee an expedited refund.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%"><b>Member Support Reminder</b><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%">For member questions, please contact the Accolade Health Care Advocate team at <b>1‑866‑406‑1182</b>, Monday through Friday, 5:00 AM to 8:00 PM Pacific Time. Also reach Accolade by visiting <b><a href="https://www.accolade.com/" target="_blank">www.accolade.com</a><span style="font-weight:normal"> and
 selecting the <i>Visit Member Portal</i> button.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:115%"><o:p> </o:p></p>
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<p><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
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