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<body lang="EN-US" link="#467886" vlink="#96607D" style="word-wrap:break-word">
<div class="WordSection1">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="margin-left:-13.5pt;border-collapse:collapse">
<tbody>
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<td width="776" colspan="2" valign="top" style="width:582.3pt;padding:0in 5.4pt 0in 5.4pt;height:21.55pt">
<p class="MsoNormal"><img width="678" height="360" id="_x0000_i1026" src="cid:image001.jpg@01DC57A9.2F8224A0"></p>
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<tr style="height:21.55pt">
<td width="776" colspan="2" valign="top" style="width:582.3pt;padding:0in 5.4pt 0in 5.4pt;height:21.55pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><o:p> </o:p></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b>November 17, 2025<o:p></o:p></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><o:p> </o:p></b></p>
</td>
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<tr style="height:.2in">
<td width="84" valign="top" style="width:63.0pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">To: </p>
</td>
<td width="692" valign="top" style="width:519.3pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">UCR Faculty and Staff</p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
</td>
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<tr style="height:.2in">
<td width="84" valign="top" style="width:63.0pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal">From: </p>
</td>
<td width="692" valign="top" style="width:519.3pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Central HR Benefits Office</p>
</td>
</tr>
<tr style="height:.2in">
<td width="84" valign="top" style="width:63.0pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal">Re: </p>
</td>
<td width="692" valign="top" style="width:519.3pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Reminder! <a name="_Hlk84571348">
Join us Tomorrow – Blue Shield and HSA</a><span style="mso-bookmark:_Hlk84571348"> Open Enrollment Informational Webinar</span>s</p>
</td>
</tr>
<tr style="height:19.75pt">
<td width="776" colspan="2" valign="top" style="width:582.3pt;padding:0in 5.4pt 0in 5.4pt;height:19.75pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">____________________________________________________________________________________________________</p>
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<td width="776" colspan="2" valign="top" style="width:582.3pt;padding:0in 5.4pt 0in 5.4pt">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="689" style="width:516.75pt;border-collapse:collapse">
<tbody>
<tr style="height:41.35pt">
<td width="689" colspan="2" style="width:516.75pt;padding:0in 5.4pt 0in 5.4pt;height:41.35pt">
<p class="MsoNormal" style="margin-top:6.0pt;text-align:justify;line-height:115%">
<b><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif;color:#156082">Benefits Open Enrollment begins on Thursday, October 30, 2025, at 8:00 a.m. and ends on Friday, November 21, 2025, at 5:00 p.m.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">It is essential for all Faculty and Staff to</span></b><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black;mso-ligatures:standard">
 review the new medical plans and design changes and view your options for Open Enrollment on the new Blue Shield plan options.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black;mso-ligatures:standard"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black;mso-ligatures:standard">After reviewing the medical plan options, if you are satisfied with your current benefit elections
 and not making any changes, no action is required for Open Enrollment, and all existing benefits will roll over to the new plan year effective January 1, 2026.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;mso-ligatures:standard"><o:p> </o:p></span></b></p>
</td>
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<tr style="height:.4in">
<td width="640" style="width:480.15pt;background:#A641B1;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal"><b><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif;color:white">Open Enrollment Events and Education</span></b><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif;color:white;mso-ligatures:standard"><o:p></o:p></span></p>
</td>
<td style="border:none;padding:0in 0in 0in 0in" width="49">
<p class="MsoNormal"> </p>
</td>
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</tbody>
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</td>
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</tbody>
</table>
<p class="MsoNormal" style="margin-bottom:6.0pt;line-height:110%"><b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:6.0pt;line-height:110%"><b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue">NEW for 2026!! Blue Shield PPO Accolade ‘Non-Medicare’
 Open Enrollment Webinar </span></b><a href="https://documents.ucr.edu/HR-Benefits/benefits-oe-accolade-webinar.pdf"><b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:black">|
</span></b><span style="color:windowtext;text-decoration:none"><u><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:#467886">View Flyer</span></u></span></a><b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:black">
<o:p></o:p></span></b></p>
<p class="Body" style="mso-margin-top-alt:6.0pt;margin-right:.5in;margin-bottom:0in;margin-left:0in;line-height:115%">
<span style="font-size:11.0pt;line-height:115%;color:black">Please join Accolade for a UC systemwide presentation outlining the upcoming changes and transition to the new Blue Shield PPO plans.  Accolade will provide detailed information on the new plans available,
 outline the plan design and changes, review the new deductible, copay, and coinsurance rates and respond to questions.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Tuesday, November 18, 2025 at 12:30 p.m. – 2:00 p.m.
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif">Please register to attend<b>
</b>any one or all three sessions.</span> <a href="https://accolade.zoom.us/webinar/register/WN_7th0cpUsTpiPKq5CKy1r6A#/registration">
Register here</a> or use the QR code below</p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><img border="0" width="92" height="92" id="Picture_x0020_1" src="cid:image002.png@01DC57A9.2F8224A0" alt="A qr code with a blue border

AI-generated content may be incorrect."><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
<p class="Body" style="mso-margin-top-alt:0in;margin-right:.05in;margin-bottom:0in;margin-left:0in">
<span style="font-size:11.0pt"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="margin-left:-13.5pt;border-collapse:collapse">
<tbody>
<tr style="height:.2in">
<td width="776" valign="top" style="width:582.3pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue">Health Equity Health Savings Account Webinar
</span></b><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">| </span>
</b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-Health-Equity-Webinar.pdf" target="_blank">View Flyer</a><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Join us for a review of the benefits of having a *Health Savings Account when you enroll in the UC HealthSavings+ plan and how it differs from a Flexible Spending plan. The HSA pre-tax savings
 account funds may be used to pay for medical out of pocket expenses as an employee as well as medical expenses after retirement.
<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">You have <b>three opportunities
</b>to learn about the benefits of the Health Savings Account. *This account is only available when enrolled in the UC HealthSavings+ medical plan<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
Tuesday, November 18, 2025 | 2:00 p.m. - 3:00 p.m.<o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Please <a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=5106693&sessionid=1&key=5944F796FB757750F90C3151D3E7FCD0&groupId=5650711&sourcepage=register"><b>Register
 here to attend</b></a><o:p></o:p></p>
<p class="Body" style="mso-margin-top-alt:0in;margin-right:.05in;margin-bottom:0in;margin-left:0in">
<span style="font-size:11.0pt"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="758" style="width:7.9in;border-collapse:collapse">
<tbody>
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<td width="758" style="width:7.9in;background:#E19BC0;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:white">Contact Us<o:p></o:p></span></b></p>
</td>
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<tr style="height:35.25pt">
<td width="758" valign="top" style="width:7.9in;padding:0in 5.4pt 0in 5.4pt;height:35.25pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-family:"Arial",sans-serif;color:black">For questions regarding Open Enrollment, please contact the Benefits Office via email at
</span><a href="mailto:benefits@ucr.edu"><span style="font-family:"Arial",sans-serif;color:black">benefits@ucr.edu</span></a><span style="font-family:"Arial",sans-serif;color:black">.<o:p></o:p></span></p>
</td>
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<p class="MsoNormal"><span style="font-size:11.0pt;line-height:115%"><o:p> </o:p></span></p>
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