<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:dt="uuid:C2F41010-65B3-11d1-A29F-00AA00C14882" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:Wingdings;
        panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Aptos;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin-top:0in;
        margin-right:0in;
        margin-bottom:8.0pt;
        margin-left:0in;
        line-height:115%;
        font-size:12.0pt;
        font-family:"Aptos",sans-serif;
        mso-ligatures:standardcontextual;}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:#467886;
        text-decoration:underline;}
p.Body, li.Body, div.Body
        {mso-style-name:Body;
        mso-style-priority:99;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:12.0pt;
        margin-left:0in;
        font-size:10.0pt;
        font-family:"Arial",sans-serif;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:12.0pt;
        font-family:"Aptos",sans-serif;}
.MsoPapDefault
        {mso-style-type:export-only;
        margin-bottom:8.0pt;
        line-height:115%;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:.3in .3in .1in .3in;}
div.WordSection1
        {page:WordSection1;}
/* List Definitions */
@list l0
        {mso-list-id:717583419;
        mso-list-type:hybrid;
        mso-list-template-ids:-2057827234 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l0:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l0:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l0:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l0:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l0:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l1
        {mso-list-id:1005397219;
        mso-list-type:hybrid;
        mso-list-template-ids:-1252338222 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l1:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l1:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l1:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l1:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l1:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l1:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l1:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l2
        {mso-list-id:1196625242;
        mso-list-type:hybrid;
        mso-list-template-ids:1747855540 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l2:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l2:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l2:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l2:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l2:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l2:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l2:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l3
        {mso-list-id:1600522579;
        mso-list-type:hybrid;
        mso-list-template-ids:19978156 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l3:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l3:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l3:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l3:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l3:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l3:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l3:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l4
        {mso-list-id:1618876685;
        mso-list-template-ids:2062837416;}
@list l4:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l4:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l4:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:1.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:2.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level5
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:2.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:3.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:3.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level8
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:4.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l4:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:4.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5
        {mso-list-id:1703818699;
        mso-list-template-ids:-101944892;}
@list l5:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Symbol;}
@list l5:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:1.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:"Courier New";
        mso-bidi-font-family:"Times New Roman";}
@list l5:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:1.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:2.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level5
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:2.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:3.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:3.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level8
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:4.0in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l5:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:4.5in;
        mso-level-number-position:left;
        text-indent:-.25in;
        mso-ansi-font-size:10.0pt;
        font-family:Wingdings;}
@list l6
        {mso-list-id:1744110064;
        mso-list-type:hybrid;
        mso-list-template-ids:95984810 -1008569970 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l6:level1
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;
        color:windowtext;}
@list l6:level2
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l6:level3
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l6:level4
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l6:level5
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l6:level6
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
@list l6:level7
        {mso-level-number-format:bullet;
        mso-level-text:\F0B7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Symbol;}
@list l6:level8
        {mso-level-number-format:bullet;
        mso-level-text:o;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:"Courier New";}
@list l6:level9
        {mso-level-number-format:bullet;
        mso-level-text:\F0A7;
        mso-level-tab-stop:none;
        mso-level-number-position:left;
        text-indent:-.25in;
        font-family:Wingdings;}
ol
        {margin-bottom:0in;}
ul
        {margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#467886" vlink="#96607D" style="word-wrap:break-word">
<div class="WordSection1">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody>
<tr style="height:21.55pt">
<td width="738" colspan="2" valign="top" style="width:553.5pt;padding:0in 5.4pt 0in 5.4pt;height:21.55pt">
<p class="MsoNormal"><img width="758" height="403" id="_x0000_i1026" src="cid:image001.jpg@01DC4CCC.D195D850"></p>
</td>
</tr>
<tr style="height:21.55pt">
<td width="738" colspan="2" valign="top" style="width:553.5pt;padding:0in 5.4pt 0in 5.4pt;height:21.55pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><o:p> </o:p></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b>November 3, 2025<o:p></o:p></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><o:p> </o:p></b></p>
</td>
</tr>
<tr style="height:.2in">
<td width="94" valign="top" style="width:70.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">To: </p>
</td>
<td width="644" valign="top" style="width:483.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Department Benefits Representatives (DBRs)</p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
</td>
</tr>
<tr style="height:.2in">
<td width="94" valign="top" style="width:70.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal">From: </p>
</td>
<td width="644" valign="top" style="width:483.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Central HR Benefits Office</p>
</td>
</tr>
<tr style="height:.2in">
<td width="94" valign="top" style="width:70.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal">Re: </p>
</td>
<td width="644" valign="top" style="width:483.25pt;padding:0in 5.4pt 0in 5.4pt;height:.2in">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">Join us Tomorrow for the Blue Shield and Health Savings Account Webinars<o:p></o:p></p>
</td>
</tr>
<tr style="height:19.75pt">
<td width="738" colspan="2" valign="top" style="width:553.5pt;padding:0in 5.4pt 0in 5.4pt;height:19.75pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal">____________________________________________________________________________________________________</p>
</td>
</tr>
<tr>
<td width="738" colspan="2" valign="top" style="width:553.5pt;padding:0in 5.4pt 0in 5.4pt">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="755" style="width:566.25pt;border-collapse:collapse">
<tbody>
<tr style="height:41.0pt">
<td width="755" style="width:566.25pt;padding:0in 5.4pt 0in 5.4pt;height:41.0pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b>DBRs, please share this important information via your internal listserv. 
<u>Do not reply to this email.</u>  Please send a separate email with questions to
</b><a href="mailto:benefits@ucr.edu"><b>benefits@ucr.edu</b></a><b>.<span style="color:#156082"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="color:#156082"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="color:#156082">Benefits Open Enrollment begins on Thursday, October 30, 2025, at 8:00 a.m. and ends on Friday, November 21, 2025, at 5:00 p.m.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="color:#156082"><o:p> </o:p></span></b></p>
</td>
</tr>
<tr style="height:.4in">
<td width="755" style="width:566.25pt;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="749" style="width:561.75pt;border-collapse:collapse">
<tbody>
<tr style="height:.4in">
<td width="749" style="width:561.75pt;background:#A641B1;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal"><b><span style="color:white">Open Enrollment Events</span></b><span style="color:white;mso-ligatures:standard"><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="749" valign="top" style="width:561.75pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">Please use the information below to register to join us for the first of three available systemwide webinars to
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black">learn about the new Blue Shield health plans administered by Accolade and the associated Health Savings Account plan
 administered by Health Equity.  This is your opportunity to view the plan information and get answers to your questions.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue"><o:p> </o:p></span></b></p>
<p class="Body" style="mso-margin-top-alt:0in;margin-right:.05in;margin-bottom:0in;margin-left:0in">
<span style="font-size:11.0pt;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:6.0pt;line-height:110%"><b><span style="font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue">NEW for 2026!! Blue Shield PPO Accolade ‘Non-Medicare’ Open Enrollment Webinar
</span></b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif">|  </span><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/Accolade%20Blue%20Shield%20-%20Faculty%20Staff%20Non%20Medicare.pdf" target="_blank"><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif">View
 Flyer</span></a><b><span style="font-size:11.0pt;line-height:110%;font-family:"Arial",sans-serif;color:black"><o:p></o:p></span></b></p>
<p class="Body" style="mso-margin-top-alt:6.0pt;margin-right:.5in;margin-bottom:0in;margin-left:0in;line-height:115%">
<span style="font-size:11.0pt;line-height:115%;color:black">Please join Accolade for a UC systemwide presentation outlining the upcoming changes and transition to the new Blue Shield PPO plans.  Accolade will provide detailed information on the new plans available,
 outline the plan design and changes, review the new deductible, copay, and coinsurance rates and respond to questions.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Tuesday, November 4, 2025 at 12:30 p.m. – 2:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Friday, November 14, 2025 at 12:30 p.m. – 2:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Tuesday, November 18, 2025 at 12:30 p.m. – 2:00 p.m.
<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:1.0in;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif">Please register to attend<b>
</b>any one or all three sessions. </span><a href="https://accolade.zoom.us/webinar/register/WN_7th0cpUsTpiPKq5CKy1r6A#/registration">Register here</a> or use the QR code below</p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><img border="0" width="92" height="92" id="Picture_x0020_1" src="cid:image002.png@01DC4CCC.D195D850"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><b><span style="font-family:"Arial",sans-serif;color:white;background:darkblue;mso-highlight:darkblue">Health Equity Health Savings Account Webinar
</span></b><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">|<span style="color:white">
</span></span></b><a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe-2026-Health-Equity-Webinar.pdf" target="_blank"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">View Flyer</span></a><span style="font-size:11.0pt;font-family:"Arial",sans-serif">
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Join us for a review of the benefits of having a *Health Savings Account when you enroll in the UC HealthSavings+ plan and how it
 differs from a Flexible Spending plan. The HSA pre-tax savings account funds may be used to pay for medical out of pocket expenses as an employee as well as medical expenses after retirement.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">You have
<b>three opportunities </b>to learn about the benefits of the Health Savings Account. *This account is only available when enrolled in the UC HealthSavings+ medical plan<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Tuesday, November 4, 2025 | 2:00 p.m. - 3:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Monday, November 10, 2025 | 12:00 p.m. - 1:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" align="center" style="margin-bottom:0in;text-align:center;line-height:normal">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Monday, November 18, 2025 | 2:00 p.m. - 3:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif">Please </span><a href="https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=5106693&sessionid=1&key=5944F796FB757750F90C3151D3E7FCD0&groupId=5650711&sourcepage=register"><b>Register
 here to attend</b></a><b><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif">
</span></b><span style="font-size:11.0pt;line-height:115%;font-family:"Arial",sans-serif">any one or all three sessions
<b><span style="color:white;background:darkblue;mso-highlight:darkblue"><o:p></o:p></span></b></span></p>
</td>
</tr>
</tbody>
</table>
<p class="Body" style="mso-margin-top-alt:0in;margin-right:.05in;margin-bottom:0in;margin-left:0in">
<span style="font-size:12.0pt;font-family:"Aptos",sans-serif;color:black"><o:p> </o:p></span></p>
</td>
</tr>
<tr>
<td width="755" style="width:566.25pt;padding:0in 5.4pt 0in 5.4pt">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="748" style="width:560.95pt;border-collapse:collapse">
<tbody>
<tr style="height:30.65pt">
<td width="748" style="width:560.95pt;background:#77206D;padding:0in 5.4pt 0in 5.4pt;height:30.65pt">
<p class="MsoNormal"><a name="_Hlk116556026"><b><span style="color:white">Contact us<o:p></o:p></span></b></a></p>
</td>
<span style="mso-bookmark:_Hlk116556026"></span>
</tr>
</tbody>
</table>
<span style="mso-bookmark:_Hlk116556026"></span>
<p class="Body" style="mso-margin-top-alt:0in;margin-right:.5in;margin-bottom:6.0pt;margin-left:0in;line-height:110%">
<span style="mso-bookmark:_Hlk116556026"><span style="font-size:12.0pt;line-height:110%;font-family:"Aptos",sans-serif"><o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk116556026"></span>
</tr>
</tbody>
</table>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="color:black"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="color:black">For questions regarding Open Enrollment, please contact the Benefits Office via email at
</span><a href="mailto:benefits@ucr.edu"><span style="color:black">benefits@ucr.edu</span></a><span style="color:black">.<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>