<div dir="ltr"><span id="gmail-docs-internal-guid-18b3dbd7-7fff-41e5-29a3-a360695f8886"><div dir="ltr" style="margin-left:0pt" align="left"><table style="border:none;border-collapse:collapse"><colgroup><col width="80"><col width="679"></colgroup><tbody><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:183px;height:70px"><img src="cid:ii_mexbmrxq0" alt="A blue text on a black background

AI-generated content may be incorrect." width="183" height="70"></span></span></p><br></td></tr><tr style="height:21.55pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><b>August 29, 2025</b></span></p><br></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">To: </span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Department Benefits Representatives (DBRs)</span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">From: </span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Central HR Benefits Office</span></p></td></tr><tr style="height:14.4pt"><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Re: </span></p></td><td style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">SchoolsFirst and Altura Credit Union Plan Benefits Overview</span></p></td></tr><tr style="height:19.75pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">____________________________________________________________________________________________________</span></p><br></td></tr><tr style="height:0pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">DBRs, please share this information via your internal listserv.  Do not reply to this email.  Please send a separate email with questions to </span><a href="mailto:benefits@ucr.edu" style="text-decoration-line:none"><span style="font-size:12pt;font-family:Aptos;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">benefits@ucr.edu</span></a><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">.</span></p><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:332px;height:186px"><img src="cid:ii_mexbmrxs1" alt="Altura Credit Union" width="332" height="186"></span></span><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">  </span><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:298px;height:183px"><img src="cid:ii_mexbmrxv2" alt="SchoolsFirst FCU - California Credit ..." width="298" height="183"></span></span></p><br><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Please join us to learn more about the benefits of Credit Union membership and their focus on serving the financial needs of school employees and their families.  Credit Unions provide competitively priced products and expert guidance relating to home and auto loans and various savings options.  </span></p><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">SchoolsFirst Federal Credit Union Benefits Overview</span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Wednesday, September 3, 2025, 1:00 p.m.</span><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span><a href="https://ucr.zoom.us/j/9252533750?omn=92410866683" style="text-decoration-line:none"><span style="font-size:12pt;font-family:Aptos;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Join Zoom Meeting</span></a></p><br></td></tr><tr style="height:14.4pt"><td colspan="2" style="vertical-align:top;padding:0pt 5.4pt;overflow:hidden"><br><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Altura Credit Union Benefits Overview</span></p><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">Wednesday, September 3, 2025, 1:30 p.m.</span><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><br></span><a href="https://ucr.zoom.us/j/9252533750?omn=92410866683" style="text-decoration-line:none"><span style="font-size:12pt;font-family:Aptos;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">Join Zoom Meeting</span></a></p><br></td></tr></tbody></table></div><br><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">If you have questions, please email </span><a href="mailto:benefits@ucr.edu" style="text-decoration-line:none"><span style="font-size:12pt;font-family:Aptos;background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;text-decoration-line:underline;vertical-align:baseline">benefits@ucr.edu</span></a><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline">.</span></p><br><p dir="ltr" style="line-height:1.39;margin-top:0pt;margin-bottom:8pt"><span style="font-size:12pt;font-family:Aptos;color:rgb(0,0,0);background-color:transparent;font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;vertical-align:baseline"><span style="border:none;display:inline-block;overflow:hidden;width:764px;height:985px"><img src="cid:ii_mexbmry73" alt="image.png" width="436" height="562"></span></span></p></span><br class="gmail-Apple-interchange-newline"></div>