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</head>
<body lang="EN-US" link="#467886" vlink="#96607D" style="word-wrap:break-word">
<div class="WordSection1">
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><a name="_Hlk161057670"></a><a name="_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><img width="197" height="75" id="Picture_x0020_4" src="cid:image001.png@01DBAD2A.6920A3A0" alt="A blue text on a black background
Description automatically generated"></span></span></a><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p></o:p></span></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:6.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">April 14, 2025<o:p></o:p></span></span></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="729" style="width:547.0pt;margin-left:-4.5pt;border-collapse:collapse">
<tbody>
<tr style="height:19.4pt">
<td width="103" valign="top" style="width:77.6pt;padding:0in 5.4pt 0in 5.4pt;height:19.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">To:<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
<td width="626" valign="top" style="width:469.4pt;padding:0in 0in 0in 0in;height:19.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Department Benefits Representatives (DBRs)<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
</tr>
<tr style="height:19.95pt">
<td width="103" valign="top" style="width:77.6pt;padding:0in 5.4pt 0in 5.4pt;height:19.95pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">From:<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
<td width="626" valign="top" style="width:469.4pt;padding:0in 0in 0in 0in;height:19.95pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Central HR Benefits Office on behalf of UC Office of the President<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
</tr>
<tr style="height:22.55pt">
<td width="103" valign="top" style="width:77.6pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.55pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Re:<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
<td width="626" valign="top" style="width:469.4pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;height:22.55pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;line-height:normal">
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">January 2025 Active Employee Group Insurance Regulations Updates<o:p></o:p></span></span></span></p>
</td>
<span style="mso-bookmark:_Hlk161058449"><span style="mso-bookmark:_Hlk161057670"></span></span>
</tr>
</tbody>
</table>
<span style="mso-bookmark:_Hlk161057670"></span><span style="mso-bookmark:_Hlk161058449"></span>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">DBRs, please share this information via your internal listserv.
<b><u>Do not reply to this mail.</u></b> Please send a separate email with questions to
</span><a href="mailto:benefits@ucr.edu"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">benefits@ucr.edu</span></a><span style="font-size:11.0pt;font-family:"Arial",sans-serif">.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><o:p> </o:p></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">The Group Insurance Regulations (GIRs) for Faculty/Staff have been updated effective January 1, 2025. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">The GIRs are posted on UCnet at: <a href="https://ucnet.universityofcalifornia.edu/tools-and-services/administrators/health-welfare-benefits.html" title="https://ucnet.universityofcalifornia.edu/tools-and-services/administrators/health-welfare-benefits.html">https://ucnet.universityofcalifornia.edu/tools-and-services/administrators/health-welfare-benefits.html</a><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">The following lists content changes to the GIRs:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Part II<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l1 level1 lfo4">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Graduate Student Researchers and Graduate Student Trainee Job Codes Added<o:p></o:p></span></li><li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l1 level1 lfo4">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Removal of Legacy Dependents – Other Children under Family Members<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l1 level2 lfo4">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Eligibility criteria for adding a new Legacy Dependent – Other Children can no longer be met (enrolled prior to September 1, 1994, and under the age of 26)<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l4 level1 lfo5">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">FMEV<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l4 level2 lfo5">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Inclusion of Retirees<o:p></o:p></span></li><li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l4 level2 lfo5">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Inclusion of Re-verification Policies<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Part III<o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l9 level1 lfo6">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">CORE Medical – Cannot Disenroll at Anytime<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l9 level2 lfo6">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Previously, employees enrolled in CORE Medical were allowed to disenroll themselves and/or their Family Members from coverage at any time. Now that CORE Medical has a premium associated with the
plan, the IRS requires the employee to have a Life Event in order to disenroll themselves and/or Family Members outside of an Open Enrollment period.<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l3 level2 lfo7">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Unions in “status quo” continue to fall under the previous rule, which allows for disenrollment from CORE Medical at any time. Please note that this language does <b>not</b> appear in the GIRs.
This cover memo codifies this rule until all employees fall under this rule.<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l8 level1 lfo8">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Return from Unpaid Leave of Absence (LOA) if LOA is 120 Days or More or LOA is Less than 120 days and Return is in a New Plan Year<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l8 level2 lfo8">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">PIE that is provided applies to all plans, not just plans the employee was enrolled in prior to the unpaid LOA<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l7 level1 lfo9">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Return from Unpaid LOA if LOA is Less than 120 Days<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l7 level2 lfo9">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">When employee returns to Pay Status, mandatory re-enrollment into plans enrolled in prior to LOA<o:p></o:p></span></li></ul>
</ul>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Administrative Supplements<o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level1 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Administrative Supplement I-A Appeals Process<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level2 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Removal of FMEV appeal process<o:p></o:p></span></li><ul style="margin-top:0in" type="square">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level3 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">FMEV appeals go through normal appeals process<o:p></o:p></span></li></ul>
</ul>
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level1 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Administrative Supplement II-C Procedures for Continuing Coverage Via Direct Pay<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level2 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Inclusion of payment plans options for employees and postdocs expressing financial hardship<o:p></o:p></span></li></ul>
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level1 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Administrative Supplement III-C Payment Plans<o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="margin-bottom:0in;line-height:normal;mso-list:l0 level2 lfo10">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif">Describes the process of arranging a payment plan for employees or postdocs who owe up to 6 months of back premiums<o:p></o:p></span></li></ul>
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