<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Aptos;}
@font-face
{font-family:"Segoe UI";
panose-1:2 11 5 2 4 2 4 2 2 3;}
@font-face
{font-family:inherit;
panose-1:0 0 0 0 0 0 0 0 0 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin-top:0in;
margin-right:0in;
margin-bottom:8.0pt;
margin-left:0in;
line-height:105%;
font-size:11.0pt;
font-family:"Calibri",sans-serif;
mso-ligatures:standardcontextual;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#467886;
text-decoration:underline;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Aptos",sans-serif;
color:windowtext;}
p.xmsonormal, li.xmsonormal, div.xmsonormal
{mso-style-name:x_msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xmsolistparagraph, li.xmsolistparagraph, div.xmsolistparagraph
{mso-style-name:x_msolistparagraph;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:11.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
/* List Definitions */
@list l0
{mso-list-id:337076080;
mso-list-template-ids:118813572;}
@list l0:level1
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level2
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level3
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level4
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level5
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level6
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level7
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level8
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l0:level9
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1
{mso-list-id:1586187247;
mso-list-template-ids:-1657266692;}
@list l1:level1
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level2
{mso-level-number-format:bullet;
mso-level-text:o;
mso-level-tab-stop:1.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:"Courier New";
mso-bidi-font-family:"Times New Roman";}
@list l1:level3
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:1.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level4
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:2.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level5
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:2.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level6
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:3.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level7
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:3.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level8
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:4.0in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
@list l1:level9
{mso-level-number-format:bullet;
mso-level-text:\F0B7;
mso-level-tab-stop:4.5in;
mso-level-number-position:left;
text-indent:-.25in;
mso-ansi-font-size:10.0pt;
font-family:Symbol;}
ol
{margin-bottom:0in;}
ul
{margin-bottom:0in;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#467886" vlink="#96607D" style="word-wrap:break-word">
<div class="WordSection1">
<table class="MsoTableGrid" border="1" cellspacing="0" cellpadding="0" style="border-collapse:collapse;border:none">
<tbody>
<tr>
<td width="791" valign="top" style="width:593.6pt;border:none;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><a name="_Hlk153891391"><img width="159" height="60" style="width:1.6562in;height:.625in" id="_x0000_i1025" src="cid:image001.jpg@01DAD6BB.7BC5F410"><o:p></o:p></a></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></span></p>
<p class="MsoNormal"><span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">July 15, 2024<o:p></o:p></span></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="723" style="width:542.5pt;border-collapse:collapse">
<tbody>
<tr style="height:19.4pt">
<td width="103" valign="top" style="width:76.95pt;padding:0in 5.4pt 0in 5.4pt;height:19.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
<td width="621" valign="top" style="width:465.55pt;padding:0in 0in 0in 0in;height:19.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">Department Benefits Representatives (DBRs)<o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
</tr>
<tr style="height:19.95pt">
<td width="103" valign="top" style="width:76.95pt;padding:0in 5.4pt 0in 5.4pt;height:19.95pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
<td width="621" valign="top" style="width:465.55pt;padding:0in 0in 0in 0in;height:19.95pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">Central HR Benefits Office on behalf of UC Office of the President<o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
</tr>
<tr style="height:22.55pt">
<td width="103" valign="top" style="width:76.95pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt;height:22.55pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
<td width="621" valign="top" style="width:465.55pt;border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;height:22.55pt">
<p class="MsoNormal" style="mso-margin-top-alt:3.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in">
<span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif">UC Tax Savings Accounts Side-by-Side Comparison <o:p></o:p></span></b></span></p>
</td>
<span style="mso-bookmark:_Hlk153891391"></span>
</tr>
</tbody>
</table>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif">DBRs, please share this information via your internal listserv.
<u>Do not reply to this email.</u> Please<o:p></o:p></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif">send a separate email with questions to
</span></b></span><a href="mailto:benefits@ucr.edu"><span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif">benefits@ucr.edu</span></b></span><span style="mso-bookmark:_Hlk153891391"></span></a><span style="mso-bookmark:_Hlk153891391"><b><span style="font-family:"Arial",sans-serif">.<span style="color:blue"><o:p></o:p></span></span></b></span></p>
<p class="MsoNormal" style="margin-bottom:0in;line-height:normal"><span style="mso-bookmark:_Hlk153891391"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">UCOP announces the availability of a new comparison chart designed to provide clarity
on the tax-advantage spending accounts available to employees. This chart compares the rules and purposes of the following accounts:</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in"> </span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;line-height:11.55pt;mso-list:l0 level1 lfo1;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Health Savings Account (UC Health Savings medical plan HSA)
</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;line-height:11.55pt;mso-list:l0 level1 lfo1;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Health Flexible Spending Account (Health FSA)</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;line-height:11.55pt;mso-list:l0 level1 lfo1;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Limited Purpose Flexible Spending Account (LP FSA)</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;line-height:11.55pt;mso-list:l0 level1 lfo1;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Dependent Care Flexible Spending Account (DepCare FSA)</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in"><o:p> </o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">The hope is this tool will help faculty and staff better understand these options
and assist in selecting the account that best suits their needs.</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:10.0pt;font-family:"inherit",serif;color:#242424;border:none windowtext 1.0pt;padding:0in"> </span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">Please click here to download the resource: </span><span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2024/07/TaxSavingsAccounts-comparison.pdf"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">UC's
tax savings accounts: Know your options (universityofcalifornia.edu)</span></a></span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">.</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:10.0pt;font-family:"inherit",serif;color:#242424;border:none windowtext 1.0pt;padding:0in"> </span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">Below is a list of locations to find the new PDF resource within UCnet if unable to
access the direct link:</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in"> </span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/health-welfare/medical/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Medical | UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level2 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Under the “Details about your benefits” section</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/health-welfare/health-fsa/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Health flexible spending account (FSA) |
UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level2 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Under the “More information” section</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/health-welfare/health-savings-account-hsa/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Health savings account (HSA)
| UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level2 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Under the “More information” section</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/home-family/depcare-fsa/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Dependent care flexible spending account (DepCare
FSA) | UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level2 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Under the “More information” section</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/home-family/depcare-fsa-for-academic-student-employees/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">DepCare FSA
for Academic Student Employees | UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li><ul style="margin-top:0in" type="circle">
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level2 lfo2;background:white">
<span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Under the “How the plan works” section</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<li class="xmsolistparagraph" style="color:#242424;margin-top:0in;margin-bottom:0in;mso-list:l1 level1 lfo2;background:white">
<span style="color:black"><a href="https://ucnet.universityofcalifornia.edu/benefits/understanding-your-benefits/details-about-your-benefits/tax-savings-know-your-options/"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;border:none windowtext 1.0pt;padding:0in">Tax
savings accounts: Know your options | UCnet (universityofcalifornia.edu)</span></a></span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif"><o:p></o:p></span></li></ul>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in"> </span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="xmsonormal" style="margin:0in;background:white"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#242424;border:none windowtext 1.0pt;padding:0in">Please utilize this chart as a reference to help our employees make informed decisions
about their spending accounts.</span><span style="font-size:9.0pt;font-family:"Aptos",sans-serif;color:#242424"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-family:"Aptos",sans-serif"><o:p> </o:p></span></p>
</div>
</body>
</html>