[UCRDBR] A Message from Systemwide HR VP Cheryl Lloyd about your 2026 Benefits

[Departmental Benefits Representatives]

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October 7, 2025

To:
Department Benefits Representatives (DBRs)

From:
Central HR Benefits Office on behalf of UC Office of the President
Re:
A Message from Systemwide HR VP Cheryl Lloyd about your 2026 Benefits
____________________________________________________________________________________________________
DBRs, please share this information via your internal listserv.  Do not reply to this email.  Please send a separate email with questions to benefits at ucr.edu<mailto:benefits at ucr.edu>.

Open Enrollment starts on October 30, and there are a few big changes for next year.  You may find all the details in the 2026 benefits fact sheet on UCnet<https://pathmail.ucop.edu/e/946353/enefits-Changes-Fact-Sheet-pdf/dkcqy/715012684/h/mIf5wjfEiDfjoWe8TfGouT--25T8MRN7RLYlqet9uaM>.  The most important takeaway for you is that your plan options and costs are changing, so this is the year you need to open that packet when you see it in your mailbox.

Health care costs keep going up nationwide, and that means your costs may also increase. While disappointing, this is something we have monitored and prepared for.

To keep our benefits program sustainable, we’re investing more, partnering with UC Health and changing our strategy.

What this means for you:
The 2026 benefits fact sheet has more information about what’s changing, but you need to know three things:  UC has a new medical plan, premiums are changing and we’re staying true to our commitment to strong benefits for our employees.

Preparing for Open Enrollment
If you choose Kaiser HMO, these changes may mean that the monthly premium will be higher next year, specifically in Pay Bands 1 and 2 reflecting the true cost of the coverage. On the other hand, if selecting the new HealthSavings+ or UC Care option shared at this 2026 benefits fact sheet link UCnet<https://pathmail.ucop.edu/e/946353/enefits-Changes-Fact-Sheet-pdf/dkcqy/715012684/h/mIf5wjfEiDfjoWe8TfGouT--25T8MRN7RLYlqet9uaM>, the monthly premiums may be lower.

Represented employees should review their contracts and reach out to their union representatives with any questions about how these changes will apply to them.  Premiums for represented employees will be implemented consistent with applicable collective bargaining agreements and the law.

Because of some big steps we’re taking together, we’re looking at an overall (average) premium increase of just 0.3%—instead of the 10.2% overall increase we were facing.

We know plan changes and premium increases affect you directly, and we weighed our decisions very carefully. If you’re considering a change in medical plans, we’ll have lots of resources during open enrollment to help you understand your options.

If you’re one of those people who never pays attention to Open Enrollment, this is the year to change that. Open your mail and keep an eye on UCnet<https://pathmail.ucop.edu/e/946353/2025-10-07/dkcr2/715012684/h/mIf5wjfEiDfjoWe8TfGouT--25T8MRN7RLYlqet9uaM> and UC’s employee Instagram account<https://pathmail.ucop.edu/e/946353/ucnet-work-/dkcr5/715012684/h/mIf5wjfEiDfjoWe8TfGouT--25T8MRN7RLYlqet9uaM> for updates, resources and reminders. Your benefits team is ready to help you navigate these changes and find the best plan for you and your family.

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