<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:"Calibri Light";
        panose-1:2 15 3 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin-top:0in;
        margin-right:0in;
        margin-bottom:8.0pt;
        margin-left:0in;
        line-height:105%;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
h1
        {mso-style-priority:9;
        mso-style-link:"Heading 1 Char";
        margin-top:12.0pt;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:0in;
        margin-bottom:.0001pt;
        line-height:105%;
        page-break-after:avoid;
        font-size:16.0pt;
        font-family:"Calibri Light",sans-serif;
        color:#2E74B5;
        font-weight:normal;}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:#0563C1;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:#954F72;
        text-decoration:underline;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
        {mso-style-priority:34;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:8.0pt;
        margin-left:.5in;
        mso-add-space:auto;
        line-height:105%;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
p.MsoListParagraphCxSpFirst, li.MsoListParagraphCxSpFirst, div.MsoListParagraphCxSpFirst
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.5in;
        margin-bottom:.0001pt;
        mso-add-space:auto;
        line-height:105%;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
p.MsoListParagraphCxSpMiddle, li.MsoListParagraphCxSpMiddle, div.MsoListParagraphCxSpMiddle
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:0in;
        margin-left:.5in;
        margin-bottom:.0001pt;
        mso-add-space:auto;
        line-height:105%;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
p.MsoListParagraphCxSpLast, li.MsoListParagraphCxSpLast, div.MsoListParagraphCxSpLast
        {mso-style-priority:34;
        mso-style-type:export-only;
        margin-top:0in;
        margin-right:0in;
        margin-bottom:8.0pt;
        margin-left:.5in;
        mso-add-space:auto;
        line-height:105%;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
span.EmailStyle17
        {mso-style-type:personal-compose;
        font-family:"Calibri",sans-serif;
        color:windowtext;}
span.Heading1Char
        {mso-style-name:"Heading 1 Char";
        mso-style-priority:9;
        mso-style-link:"Heading 1";
        font-family:"Calibri Light",sans-serif;
        color:#2E74B5;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-family:"Calibri",sans-serif;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<h1><img width="126" height="48" style="width:1.3083in;height:.5in" id="_x0000_i1025" src="cid:image001.png@01D92512.7412ABC0"><o:p></o:p></h1>
<p class="MsoNormal"><o:p> </o:p></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody>
<tr>
<td width="624" colspan="2" valign="top" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<span style="font-family:"Arial",sans-serif">January 10, 2023<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:normal">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
</td>
</tr>
<tr>
<td width="66" valign="top" style="width:49.5pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif">To:<o:p></o:p></span></p>
</td>
<td width="558" valign="top" style="width:418.5pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif">Department Benefit Representatives<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="66" valign="top" style="width:49.5pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif">From:<o:p></o:p></span></p>
</td>
<td width="558" valign="top" style="width:418.5pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif">HR Benefits Office<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="66" valign="top" style="width:49.5pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif">Re:<o:p></o:p></span></p>
</td>
<td width="558" valign="top" style="width:418.5pt;padding:0in 0in 0in 0in">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<a name="_Hlk89337712"><span style="font-family:"Arial",sans-serif">Reminder! Pre-Retirement Planning Virtual Workshop Series</span></a><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="624" colspan="2" valign="top" style="width:6.5in;border:none;border-top:solid #002060 1.0pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">It is important to take an active role in planning for a secure retirement. UC offers education and counseling to support you along the way—all available at no cost to you. The UCR Human Resources Benefits Office
 is sponsoring a </span><a href="https://hr.ucr.edu/human-resources-benefits/pre-retirement-planning-workshop-series"><span style="font-family:"Arial",sans-serif">Pre-Retirement Planning Virtual Workshop Series</span></a><span style="font-family:"Arial",sans-serif">
 open to all UCR faculty and staff to provide information about resources and steps you will need to take in order to plan for your retirement from UC.<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:.4in">
<td width="624" colspan="2" style="width:6.5in;background:#DEEAF6;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;line-height:normal">
<span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060">Medicare Workshop<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="624" colspan="2" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif;color:#002060">Wednesday, January 18, 2023 | 10:30 a.m. – 12:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif">The virtual Medicare session is co-sponsored and presented by a Kaiser Permanente Medicare Consultant; information will be applicable to all faculty, staff and retirees, regardless of retiree health insurance plan—all
 are welcome to attend.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:115%">
<a href="https://hr.ucr.edu/sites/default/files/2022-12/medicare-workshop2023.pdf"><span style="font-family:"Arial",sans-serif">View the Medicare Virtual Workshop Series flyer.</span></a><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:.4in">
<td width="624" colspan="2" style="width:6.5in;background:#DEEAF6;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;line-height:normal">
<span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060">Making the Most of Social Security<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="624" colspan="2" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif;color:#002060">Wednesday, January 18, 2023 | 12:00 – 1:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif">The virtual Making the Most of Social Security workshop will teach you how Social Security works and things to consider when deciding when and how to claim social security at retirement.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:115%">
<a href="https://hr.ucr.edu/sites/default/files/2022-12/ucr_january_2023_maximize_ss_flyer_final_b_12-16-22.pdf"><span style="font-family:"Arial",sans-serif">View the Making the Most of Social Security program flyer.</span></a><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:.4in">
<td width="624" colspan="2" style="width:6.5in;background:#DEEAF6;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;line-height:normal">
<a name="_Hlk89337239"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060">Pre-Retirement Planning Virtual Workshop</span></a><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:.5in">
<td width="624" colspan="2" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt;height:.5in">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif;color:#002060">Wednesday, January 25, 2023 | 11:00 a.m. – 12:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif">The UCR Benefits office will be providing a virtual overview of the pre-retirement process including the review of a checklist of items required to be prepared to retire.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;text-align:justify;line-height:115%">
<a href="https://hr.ucr.edu/sites/default/files/2022-12/pre-retirement-planning-workshop2023.pdf"><span style="font-family:"Arial",sans-serif">View the Pre-Retirement Planning Virtual Workshop flyer.</span></a><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoListParagraph" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:4.3pt;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify;line-height:110%">
<span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody>
<tr style="height:.4in">
<td width="624" style="width:6.5in;background:#DEEAF6;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;line-height:normal">
<a name="_Hlk89336700"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060">Pathway to Retirement</span></a><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060"><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="624" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif;color:#002060">Thursday, February 2, 2023 | 9:00 a.m. – 12:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:110%">
<span style="font-family:"Arial",sans-serif">The University of California is offering the Pathway to Retirement Virtual Planning Workshop to help employees from UC Riverside plan for financial security and enjoy all that retirement brings. Whether its months
 or years away, your pathway to retirement starts here.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:110%">
<a href="https://hr.ucr.edu/sites/default/files/2022-12/FidelityInvestmentsWorkshop_2023.pdf"><span style="font-family:"Arial",sans-serif">View the Pathway to Retirement program flyer.</span></a><span style="font-family:"Arial",sans-serif"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:.4in">
<td width="624" style="width:6.5in;background:#DEEAF6;padding:0in 5.4pt 0in 5.4pt;height:.4in">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:0in;margin-bottom:0in;margin-left:-.7pt;margin-bottom:.0001pt;line-height:normal">
<span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#002060">Fundamentals of Retirement Income Planning<o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="624" style="width:6.5in;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif;color:#002060">Wednesday, February 8, 2023 | 11:00 a.m. – 12:00 p.m.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;line-height:115%">
<span style="font-family:"Arial",sans-serif">The Fundamentals of Retirement Income Planning workshop will show you how to best plan for the retirement you envision by building a retirement income plan. This virtual workshop will review key concepts, considerations
 and resources for determining when you are ready to retire.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:-.7pt;text-align:justify;line-height:115%">
<span style="font-family:"Arial",sans-serif"><a href="https://hr.ucr.edu/sites/default/files/2023-01/UCR%20February%202023%20Fund%20of%20RIP%20FINAL%201-9-23.pdf">View the Fundamentals of Retirement Income Planning program flyer</a><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>