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<p class="MsoNormal">Hello CITL,<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:black">I have received word that there is some confusion about an email that has been sent out on behalf of UCOP. I want to share with you that this notice is legitimate and will be reaching our community over the next
few days. Below is an example of the notice, which matches what is now on the UCOP Website (<a href="https://ucnet.universityofcalifornia.edu/data-security/index.html" title="https://ucnet.universityofcalifornia.edu/data-security/index.html"><span style="color:#044A91">https://ucnet.universityofcalifornia.edu/data-security/index.html</span></a>) <span class="apple-converted-space"> </span><o:p></o:p></span></p>
<p class="MsoNormal" style="caret-color: rgb(0, 0, 0);font-variant-caps: normal;orphans: auto;text-align:start;widows: auto;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px;word-spacing:0px">
<span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal" style="caret-color: rgb(0, 0, 0);font-variant-caps: normal;orphans: auto;text-align:start;widows: auto;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px;word-spacing:0px">
<span style="color:black">Thank you,<o:p></o:p></span></p>
<p class="MsoNormal" style="caret-color: rgb(0, 0, 0);font-variant-caps: normal;orphans: auto;text-align:start;widows: auto;-webkit-text-size-adjust: auto;-webkit-text-stroke-width: 0px;word-spacing:0px">
<span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:12.0pt;font-family:"-webkit-standard",serif;color:#001626">Dewight Fredrick Kramer</span></b><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"-webkit-standard",serif;color:black">Chief Information Security Officer </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"-webkit-standard",serif;color:black">Information Technology Solutions</span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"-webkit-standard",serif;color:black">University of California, Riverside </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:Wingdings;color:black">(</span></b><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:black"> </span></b><span style="font-family:"-webkit-standard",serif;color:black">(951)
827-3070| </span><b><span style="font-size:9.0pt;font-family:Wingdings;color:black">*</span></b><span style="font-family:"-webkit-standard",serif;color:black"> </span><span style="color:black"><a href="mailto:dewight.kramer@ucr.edu" target="_blank" title="mailto:dewight.kramer@ucr.edu"><span style="font-family:"-webkit-standard",serif;color:#00002D">dewight.kramer@ucr.edu</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;color:black"><img border="0" width="300" height="56" style="width:3.125in;height:.5833in" id="Picture_x0020_11" src="cid:image001.png@01D7472E.5DEA41A0" alt="cidimage001.png@01D7425D.25491FE0"></span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#17375E"> </span><span style="color:black"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="color:black">From:</span></b><span class="apple-converted-space"><span style="color:black"> </span></span><span style="color:black">University of California <<a href="mailto:no-reply@marketing.csid.com"><span style="color:#044A91">no-reply@marketing.csid.com</span></a>><span class="apple-converted-space"> </span><br>
<b>Sent:</b><span class="apple-converted-space"> </span>Wednesday, May 12, 2021 10:14 AM<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">To:<br>
<b>Subject:</b><span class="apple-converted-space"> </span>NOTICE OF DATA BREACH<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black"> <o:p></o:p></span></p>
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<h1 style="margin:0in;line-height:24.0pt"><span style="font-size:19.5pt;font-family:"Arial",sans-serif;color:black;font-weight:normal">NOTICE OF DATA BREACH</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></h1>
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<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Dear<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif">[NAME]<span style="color:black">,</span></span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">As the University of California (UC) previously disclosed in communications to students, staff and faculty, and retirees in early April, UC experienced a
security event with its Accellion file transfer appliance (FTA).</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">You are a valued member of the UC community and we wanted to provide you with up-to-date information on what happened and what we are doing. This notice
includes important reminders about the free credit monitoring and identity theft protection services available to you.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">A version of this notice is available in<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="https://ucnet.universityofcalifornia.edu/data-security/accellion-docs_chinese.html"><span style="font-family:"Arial",sans-serif;color:#044A91">Chinese</span></a></span><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">and<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="https://ucnet.universityofcalifornia.edu/data-security/accellion-docs_spanish.html"><span style="font-family:"Arial",sans-serif;color:#044A91">Spanish</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
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<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">What Happened?</span></strong><o:p></o:p></p>
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<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">On December 24, 2020, UC’s Accellion FTA was the target of an international attack, where perpetrators exploited a vulnerability in the application. Over
100 organizations were similarly attacked, including universities, government agencies and private companies. In connection with the attack, certain UC data was accessed without authorization. We identified on March 29, 2021 that some of this data was posted
on the Internet. </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">When the University discovered the issue, we took the system offline and patched the Accellion vulnerability. We are in the process of transitioning to a
more secure solution. The University is cooperating with the FBI and working with external cybersecurity experts to investigate this matter and determine what happened, what data was impacted and to whom the data belongs.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">There is no evidence that other University systems were impacted.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">To inform and protect the UC community, UC notified community members via email, hosted interactive workshops at several campuses and posted online information
about the event and how individuals can protect themselves. The University also arranged for free credit monitoring and identity theft protection services for the entire University community through Experian IdentityWorks. </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Many UC community members have already signed up for this service. If you have not already signed up for services through Experian IdentityWorks, we encourage
you to register.</span><o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l0 level1 lfo1">
<span style="font-family:"Arial",sans-serif">Visit the Experian IdentityWorks website to enroll by April 10, 2022:</span><o:p></o:p></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l0 level2 lfo1">
<span style="font-family:"Arial",sans-serif">For adults with a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.experianidworks.com/rr3bplus"><span style="font-family:"Arial",sans-serif;color:#044A91">www.experianidworks.com/rr3bplus</span></a><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif"> </span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l0 level2 lfo1">
<span style="font-family:"Arial",sans-serif">For minors with a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.experianidworks.com/minorplus"><span style="font-family:"Arial",sans-serif;color:#044A91">www.experianidworks.com/minorplus</span></a><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l0 level2 lfo1">
<span style="font-family:"Arial",sans-serif">For individuals without a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.globalidworks.com/identity1"><span style="font-family:"Arial",sans-serif;color:#044A91">http://www.globalidworks.com/identity1</span></a><o:p></o:p></li></ul>
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l0 level1 lfo1">
<span style="font-family:"Arial",sans-serif">Enter your activation code: UCOPVJG6KWRQN</span><o:p></o:p></li></ul>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Additional information regarding these services is included below. Please note that activation codes are good for one enrollment per code. The universal
code shared in earlier communications will be retired.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">The University has established a dedicated call center to answer questions regarding the event and these services, and to provide assistance with registration,
if needed. The call center is available toll free in the U.S. at (866) 904-6220 from 6:00AM to 8:00PM PT on Monday through Friday and from 8:00AM to 5:00PM PT on Saturday and Sunday. Be prepared to provide engagement number B012756 as proof of eligibility
for the Experian services.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">**PLEASE NOTE: If you have already enrolled in the free credit monitoring and identity theft protection services with Experian, you do not need to
re-enroll.</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">What Information Was Involved?</span></strong><o:p></o:p></p>
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<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">While the investigation is ongoing, evidence shows that an unauthorized third party gained access to files that contain personal information relating to
members of the UC community, including employees (current and former) and their dependents, retirees and beneficiaries, and current students, as well as other individuals who participated in UC programs.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">The impacted information may include full names, addresses, telephone numbers, Social Security numbers, driver’s license information, passport information,
financial information including bank routing and account numbers, health and related benefit information, disability information and birthdates, as well as other personal information. </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">What We Are Doing.</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">In addition to notifying individuals and providing free credit monitoring, the University is working to identify and notify the community members whose personal
information was impacted. These investigations take time, and we are working deliberately, while taking care to provide accurate information as quickly as we can. Within the next 45 – 60 days, you can expect to receive an individual notification, through Experian,
if your personal information was impacted (provided your current contact information is on file with the University). </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">As we transition to a new file transfer system with enhanced security controls, we are deploying additional system monitoring broadly throughout our network,
conducting a security health check of certain systems and enhancing security controls, processes and procedures. We are also reviewing and updating our security policies, procedures and controls.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">What You Can Do.</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">We request that University community members remain vigilant against threats of identity theft or fraud. You can do this by regularly reviewing and monitoring
your account statements and credit history for any signs of unauthorized transactions or activity. If you ever suspect that you are the victim of identity theft or fraud, you can contact your local police.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Additionally, it is also always a good idea to be alert for “phishing” emails or phone calls requesting sensitive information, such as passwords, Social
Security numbers or financial account information. These requests often come from a sender pretending to be a company you do business with or a person you know. We also recommend that you use multifactor authentication for your online accounts when offered.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Visit<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="https://ucnet.universityofcalifornia.edu/data-security/index.html"><span style="font-family:"Arial",sans-serif;color:#044A91">UCnet’s
Accellion Data Breach page</span></a></span><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">for more information
about how to protect yourself and to find answers to your questions about the data breach and the free credit monitoring and identity theft protection services UC is offering through Experian IdentityWorks.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Sincerely,</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
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<p class="MsoNormal"><img border="0" width="225" height="53" style="width:2.3437in;height:.552in" id="Picture_x0020_4" src="cid:image004.png@01D7472E.5DEA41A0" alt="Michael Drake Signature"><o:p></o:p></p>
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<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Michael V. Drake, MD</span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">President, University of California</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"><br>
<br>
</span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">ADDITIONAL DETAILS REGARDING YOUR ONE-YEAR</span></strong><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"><br>
<strong><span style="font-family:"Arial",sans-serif">EXPERIAN IDENTITYWORKS MEMBERSHIP</span></strong></span></b><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Many UC community members have already signed up for this service. If you have not already signed up for services through Experian IdentityWorks, we encourage
you to register.</span><o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l4 level1 lfo2">
<span style="font-family:"Arial",sans-serif">Visit the Experian IdentityWorks website to enroll by April 10, 2022:</span><o:p></o:p></li><ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l4 level2 lfo2">
<span style="font-family:"Arial",sans-serif">For adults with a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.experianidworks.com/rr3bplus"><span style="font-family:"Arial",sans-serif;color:#044A91">www.experianidworks.com/rr3bplus</span></a><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif"> </span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l4 level2 lfo2">
<span style="font-family:"Arial",sans-serif">For minors with a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.experianidworks.com/minorplus"><span style="font-family:"Arial",sans-serif;color:#044A91">www.experianidworks.com/minorplus</span></a><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l4 level2 lfo2">
<span style="font-family:"Arial",sans-serif">For individuals without a Social Security number, visit<span class="apple-converted-space"> </span></span><a href="http://www.globalidworks.com/identity1"><span style="font-family:"Arial",sans-serif;color:#044A91">http://www.globalidworks.com/identity1</span></a><span style="font-family:"Arial",sans-serif">.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l4 level2 lfo2">
<span style="font-family:"Arial",sans-serif">Enter your activation code: UCOPVJG6KWRQN</span><o:p></o:p></li></ul>
</ul>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Services for Adults with a Social Security Number</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">This product includes credit monitoring from all three bureaus, access to your Experian credit report, Internet Surveillance, $1M identity theft insurance*
and full-service identity restoration.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">You can contact Experian<span class="apple-converted-space"> </span><strong><span style="font-family:"Arial",sans-serif">immediately</span></strong><span class="apple-converted-space"> </span>regarding
any fraud issues, and have access to the following features once you enroll in Experian IdentityWorks: </span><o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Experian credit report at signup:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">See what information
is associated with your credit file. Daily credit reports are available for online members only.**</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Credit Monitoring:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Actively monitors Experian, Equifax
and TransUnion files for indicators of fraud.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Internet Surveillance:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Technology searches the web,
chat rooms & bulletin boards 24/7 to identify trading or selling of your personal information on the Dark Web.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Identity Restoration***:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Identity Restoration specialists
are immediately available to help you address credit and non-credit related fraud.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Experian IdentityWorks ExtendCARE<sup>TM</sup>:</span></strong><span style="font-family:"Arial",sans-serif"> You receive the same high-level of Identity Restoration support even after your Experian IdentityWorks
membership has expired.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">$1 Million Identity Theft Insurance*:</span></strong><span style="font-family:"Arial",sans-serif"> Provides coverage for certain costs and unauthorized electronic fund transfers.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Lost Wallet</span></strong><span style="font-family:"Arial",sans-serif">: Provides assistance with canceling/replacing lost or stolen credit, debit, and medical cards.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l2 level1 lfo3">
<strong><span style="font-family:"Arial",sans-serif">Child Monitoring</span></strong><span style="font-family:"Arial",sans-serif">: For 10 children up to 18 years old, Internet Surveillance and monitoring to determine whether enrolled minors in your household
have an Experian credit report are available. Also included are Identity Restoration and up to $1M Identity Theft Insurance*.</span><o:p></o:p></li></ul>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Services for Minors with a Social Security Number</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">This product includes Internet Surveillance, Social Security Number Trace, $1M identity theft insurance* and full-service identity restoration.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">You can contact Experian<span class="apple-converted-space"> </span><strong><span style="font-family:"Arial",sans-serif">immediately</span></strong><span class="apple-converted-space"> </span>regarding
any fraud issues and will have access to the following features once you enroll in Experian IdentityWorks for your minor: </span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l1 level1 lfo4">
<strong><span style="font-family:"Arial",sans-serif">Social Security Number Trace:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Monitoring to determine
whether enrolled minors in your household have an Experian credit report. Alerts of all names, aliases and addresses that become associated with your minor’s Social Security Number (SSN) on the Experian credit report.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l1 level1 lfo4">
<strong><span style="font-family:"Arial",sans-serif">Internet Surveillance</span></strong><span style="font-family:"Arial",sans-serif">: Technology searches the web, chat rooms & bulletin boards 24/7 to identify trading or selling of your personal information
on the Dark Web.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l1 level1 lfo4">
<strong><span style="font-family:"Arial",sans-serif">Identity Restoration***:</span></strong><span class="apple-converted-space"><b><span style="font-family:"Arial",sans-serif"> </span></b></span><span style="font-family:"Arial",sans-serif">Identity Restoration
specialists are immediately available to help you address credit and non-credit related fraud.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l1 level1 lfo4">
<strong><span style="font-family:"Arial",sans-serif">Experian IdentityWorks ExtendCARE<sup>TM</sup></span></strong><span style="font-family:"Arial",sans-serif">: Receive the same high-level of Identity Restoration support even after the Experian IdentityWorks
membership has expired.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l1 level1 lfo4">
<strong><span style="font-family:"Arial",sans-serif">Up to $1 Million Identity Theft Insurance*:</span></strong><span class="apple-converted-space"><b><span style="font-family:"Arial",sans-serif"> </span></b></span><span style="font-family:"Arial",sans-serif"> Provides
coverage for certain costs and unauthorized electronic fund transfers.</span><o:p></o:p></li></ul>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Services for Individuals without a Social Security Number</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">The product includes the following features:</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l3 level1 lfo5">
<strong><span style="font-family:"Arial",sans-serif">Internet Surveillance:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Technology searches the web,
chat rooms & bulletin boards 24/7 to identify trading or selling of your personal information on the Dark Web.</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l3 level1 lfo5">
<strong><span style="font-family:"Arial",sans-serif">Fraud remediation tips:</span></strong><span class="apple-converted-space"><span style="font-family:"Arial",sans-serif"> </span></span><span style="font-family:"Arial",sans-serif">Self-help tips are available
on your member center</span><o:p></o:p></li></ul>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">A credit card is not required for enrollment in ANY Experian IdentityWorks PRODUCT</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:black">* The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms,
conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:black">** Offline members will be eligible to call for additional reports quarterly after enrolling.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:black">*** The Terms and Conditions for this offer are located at<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.ExperianIDWorks.com/restoration"><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:#044A91">www.ExperianIDWorks.com/restoration</span></a></span><span style="font-size:8.5pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">ADDTIONAL INFORMATION</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">To protect against possible fraud, identity theft or other financial loss, you should always remain vigilant, review your account statements and monitor
your credit reports. Provided below are the names and contact information for the three major U.S. credit bureaus and additional information about steps you can take to obtain a free credit report and place a fraud alert or security freeze on your credit report.
If you believe you are a victim of fraud or identity theft, you can contact your local law enforcement agency, your state’s attorney general, or the Federal Trade Commission. Please know that contacting us will not expedite any remediation of suspicious activity.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">INFORMATION ON OBTAINING A FREE CREDIT REPORT</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">U.S. residents are entitled under U.S. law to one free credit report annually from each of the three major credit bureaus. To order your free credit reports,
visit<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.annualcreditreport.com"><span style="font-family:"Arial",sans-serif;color:#044A91">www.annualcreditreport.com</span></a></span><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">or
call toll-free at +1 (877) 322-8228.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">INFORMATION ON IMPLEMENTING A FRAUD ALERT OR SECURITY FREEZE</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">You may contact the three major credit bureaus at the addresses below to place a fraud alert on your credit report. A fraud alert indicates to anyone requesting
your credit file that you suspect you are a possible victim of fraud. A fraud alert does not affect your ability to get a loan or credit. Instead, it alerts a business that your personal information might have been compromised and requires that business to
verify your identity before issuing you credit. Although this may cause some short delay if you are the one applying for the credit, it might protect against someone else obtaining credit in your name.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">In addition to a fraud alert, you may consider placing a security freeze on your credit report. A security freeze prohibits a credit reporting agency from
releasing any information from a consumer’s credit report without written authorization. However, please be aware that placing a security freeze on your credit report may delay, interfere with, or prevent the timely approval of any requests you make for new
loans, credit, mortgages, employment, housing or other services.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">A credit reporting agency may not charge you to place, temporarily lift, or permanently remove a security freeze.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">To place a fraud alert on your credit report, you must contact one of the credit bureaus below and the other two credit bureaus will automatically add the
fraud alert. To place a security freeze on your credit report, you must contact all three credit bureaus below:</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<div align="center">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;border-collapse:collapse">
<tbody>
<tr>
<td valign="top" style="padding:7.5pt 7.5pt 7.5pt 7.5pt">
<p class="MsoNormal">Equifax:<br>
Consumer Fraud Division<br>
P.O. Box 740256<br>
Atlanta, GA 30374<br>
+1 (800) 525-6285<span class="apple-converted-space"> </span><a href="https://www.equifax.com/"><span style="color:#044A91">www.equifax.com</span></a><o:p></o:p></p>
</td>
<td valign="top" style="padding:7.5pt 7.5pt 7.5pt 7.5pt">
<p class="MsoNormal">Experian:<span class="apple-converted-space"> </span><br>
Credit Fraud Center<br>
P.O. Box 9554<br>
Allen, TX 75013<br>
+1 (888) 397-3742<span class="apple-converted-space"> </span><a href="https://www.experian.com/"><span style="color:#044A91">www.experian.com</span></a><o:p></o:p></p>
</td>
<td valign="top" style="padding:7.5pt 7.5pt 7.5pt 7.5pt">
<p class="MsoNormal">TransUnion:<span class="apple-converted-space"> </span><br>
TransUnion LLC<br>
P.O. Box 2000<br>
Chester, PA 19016-2000<br>
+1 (800) 680-7289<span class="apple-converted-space"> </span><a href="https://www.transunion.com"><span style="color:#044A91">www.transunion.com</span></a><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
</div>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">To request a security freeze, you will need to provide the following information:</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<ol style="margin-top:0in" start="1" type="1">
<li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">Your full name (including middle initial as well as Jr., Sr., II, III, etc.);</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">Social Security number;</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">Date of birth;</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">If you have moved in the past five (5) years, the addresses where you have lived over those prior five years;</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">Proof of current address such as a current utility bill or telephone bill; and</span><o:p></o:p></li><li class="MsoNormal" style="color:black;line-height:18.0pt;mso-list:l5 level1 lfo6">
<span style="font-family:"Arial",sans-serif">A legible photocopy of a government-issued identification card (state driver’s license or ID card, military identification, etc.).</span><o:p></o:p></li></ol>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">You may also contact the U.S. Federal Trade Commission (“FTC”) for further information on fraud alerts, security freezes, and how to protect yourself from
identity theft. The FTC can be contacted at 400 7th St. SW, Washington, DC 20024; telephone +1 (877) 382-4357; or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.consumer.gov/idtheft"><span style="font-family:"Arial",sans-serif;color:#044A91">www.consumer.gov/idtheft</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p align="center" style="text-align:center;line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">ADDITIONAL RESOURCES</span></strong><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Your state attorney general may also have advice on preventing identity theft, and you should report instances of known or suspected identity theft to law
enforcement, your state attorney general, or the FTC.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">California Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: Visit the California Office of Privacy
Protection (</span><span style="font-size:10.0pt"><a href="https://oag.ca.gov/privacy"><span style="font-family:"Arial",sans-serif;color:#044A91">https://oag.ca.gov/privacy</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">)
for additional information on protection against identity theft.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Iowa Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: The Attorney General can be contacted at
Office of Attorney General of Iowa, Hoover State Office Building, 1305 E. Walnut Street, Des Moines, Iowa 50319, +1 (515) 281-5164,<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.iowaattorneygeneral.gov"><span style="font-family:"Arial",sans-serif;color:#044A91">www.iowaattorneygeneral.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Kentucky Residents</span></strong><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black;font-weight:normal">:The</span></strong><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Attorney
General can be contacted at Office of the Attorney General of Kentucky,700 Capitol Avenue, Suite 118Frankfort, Kentucky 40601,</span><span style="font-size:10.0pt"><a href="http://www.ag.ky.gov"><span style="font-family:"Arial",sans-serif;color:#044A91">www.ag.ky.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">,
Telephone: +1 (502) 696-5300.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Maryland Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: The Attorney General can be contacted
at Office of Attorney General, 200 St. Paul Place, Baltimore, Maryland 21202; +1 (888) 743-0023; or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.oag.state.md.us/"><span style="font-family:"Arial",sans-serif;color:#044A91">www.marylandattorneygeneral.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Massachusetts Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: Under Massachusetts law, you have
the right to obtain any police report filed in connection to the incident. If you are the victim of identity theft, you also have the right to file a police report and obtain a copy of it.</span><o:p></o:p></p>
<p class="MsoNormal" style="line-height:18.0pt"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">North Carolina Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: The Attorney General can be contacted
at 9001 Mail Service Center, Raleigh, NC 27699-9001; +1 (919) 716-6400; or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.ncdoj.gov/"><span style="font-family:"Arial",sans-serif;color:#044A91">www.ncdoj.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
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<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">New Mexico Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: You have rights under the federal
Fair Credit Reporting Act (FCRA), which governs the collection and use of information pertaining to you by consumer reporting agencies. For more information about your rights under the FCRA, please visit<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf"><span style="font-family:"Arial",sans-serif;color:#044A91">www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf</span></a></span><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.ftc.gov"><span style="font-family:"Arial",sans-serif;color:#044A91">www.ftc.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
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<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Oregon Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: The Attorney General can be contacted
at Oregon Department of Justice, 1162 Court Street NE, Salem, OR 97301-4096, +1 (877) 877-9332 (toll-free in Oregon), +1 (503) 378-4400, or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.doj.state.or.us"><span style="font-family:"Arial",sans-serif;color:#044A91">www.doj.state.or.us</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.</span><o:p></o:p></p>
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<p style="line-height:18.0pt"><strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">Rhode Island Residents</span></strong><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">: The Attorney General can be contacted
at 150 South Main Street, Providence, Rhode Island 02903; +1 (401) 274-4400; or<span class="apple-converted-space"> </span></span><span style="font-size:10.0pt"><a href="http://www.riag.ri.gov"><span style="font-family:"Arial",sans-serif;color:#044A91">www.riag.ri.gov</span></a></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black">.
You may also file a police report by contacting local or state law enforcement agencies.</span><o:p></o:p></p>
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