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<div class=Section1>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>To:
PPS Users Group<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>From:
Human Resources<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Re:
Open Enrollment</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>UC
Open Enrollment for Health and Welfare Benefits begins at 8:00 a.m., October 29<sup>th</sup>
and ends at 5 p.m. on Tuesday, November 24<sup>th</sup><o:p></o:p></span></b></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>UC’s annual Open Enrollment is approaching once again
– the time of year to review your health benefits and decide whether to
make any changes in your coverage.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>Despite facing rising health insurance costs and historic
financial challenges, the University has maintained benefits at the same levels
and kept employee health care costs as flat as possible. Given the
financial sacrifices many UC employees are already making, it was especially
important to the University to do everything possible to mitigate rising health
care costs and not simply pass on increases to employees.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>On average, UC continues to pay <b>88%</b> of the costs
associated with health care premiums, compared to an average employer subsidy
of 80% in California and 76% for CalPERS. For the lowest-paid workers,
the university’s contribution is roughly 96% of the premium costs.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>You will be pleased to learn that there are no big changes in
benefits or coverage levels for 2010. And where there are some changes,
most will enhance employee benefits. For instance, copays for generic
drugs will cost a bit less next year, and in some cases, mental health benefits
have been expanded. In addition, the legal plan is open for enrollment
this year.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>While the University continues to subsidize plans at the
same levels as last year, premiums for most plans will increase due to
spiraling health care costs – dollar amounts vary depending on the individual
plan, your pay band, and whether you choose coverage for only yourself or your
family members. You can mitigate some increases by enrolling in a Flexible
Spending Account and by increasing your Supplemental Disability waiting period.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>You should receive your Open Enrollment booklet at your home
address this week, and <b>full details on your health insurance choices for
2010 are available at the <a
href="http://atyourservice.ucop.edu/open_enrollment/">Open Enrollment</a>
website</b> on At Your Service (<a
href="http://atyourservice.ucop.edu/open_enrollment/">http://atyourservice.ucop.edu/open_enrollment/</a>).
The site includes information about UC’s health and welfare plans,
eligibility for coverage, summaries of plan changes, medical plan costs, and
much more. If you are satisfied with your current coverage, you do not need to
take any action. However, please keep in mind the following:<o:p></o:p></p>
<p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span
style='font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><b>Employees wishing to participate in a
Flexible Spending Account must enroll or re-enroll for 2010<o:p></o:p></b></p>
<p class=MsoListParagraph style='text-indent:-.25in;mso-list:l0 level1 lfo1'><![if !supportLists]><span
style='font-family:Symbol'><span style='mso-list:Ignore'>·<span
style='font:7.0pt "Times New Roman"'>
</span></span></span><![endif]><b>The legal plan is open for enrollment this
year.<o:p></o:p></b></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>You are encouraged to begin thinking about your current
benefits coverage and changes you may want to make by visiting the <a
href="http://atyourservice.ucop.edu/open_enrollment/">Open Enrollment</a>
website. However, please note that you will not be able to make changes
until 8 a.m. on Thursday, October 29. Any changes in coverage will be
effective January 1, 2010.<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>If you have questions or need assistance with your
enrollment, please feel free to contact Mary Johnson or Tina Rodriguez in the
Benefits Office.<o:p></o:p></p>
<p class=MsoNormal>Mary Johnson, Health Care Facilitator, extension 2-1425<span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>, <a
href="mailto:mary.johnson@ucr.edu">mary.johnson@ucr.edu</a><o:p></o:p></span></p>
<p class=MsoNormal>Tina Rodriguez, Sr. Benefits Analyst, extension 2-1440<span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>, <a
href="mailto:tina.rodriguez@ucr.edu">tina.rodriguez@ucr.edu </a><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><o:p> </o:p></p>
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